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SBI Bank Credit Card Bill Payment

Credit Card Bill Payment Options for banks across India

SBI Bank Credit Card Bill Payment

SBI has customised credit card to cater various needs of people whether it is for shopping, travel, hotel or corporate cards. There are different rewards and benefits associated with SBI card, in which some cards have great cashback schemes as per transactions while some cards offer good amount of reward points which can be redeemed later as per the offering from SBI.

SBI provides multiple options in both modes of payment, online or offline to its customers.

  1. Online

  2. Offline

online and offline methods of SBI credit card bill payment

Online Methods

  1. SBI Net Banking:

    Net banking facility can be availed by users only after registering online. To check the outstanding of credit card and paying bills, user is required to link credit card with net banking account for which ATM pin details would be used. After linking SBI credit card with net banking account, user would be able to check billed or unbilled transactions, due dates, reward points by simply logging in the net banking account through bank’s website, clicking on “Credit card” tab and selecting “Credit card payment option”. SBI is also providing hot listing facility under net banking in case if the card has been lost or stolen to block it from getting used by charging fee of Rs.100.

  2. SBI Mobile App:

    For this procedure, users need to download and install SBI app in their phones. After installation users can logon to app by using customer id. App has been made for the convenience of mobile users having same features as that of net banking portal, so that it may be accessible from anywhere. Credit card accounts are highly secure using SSL protection of 128 bit due to which a user can do transactions safely from anywhere using their accounts through mobile app.

  3. Auto payment debit:

    If a user is having multiple cards, auto debit option on bank account is an option of payment for which certain instructions need to be set on SBI account. This facility is used to pay minimum amount or for repaying the outstanding balance. Either the account should be handled by a single user or it could be used as joint account.

  4. Credit card payment from non-SBI accounts:

    It is not mandatory to have an account in the same bank, whose credit card you bought. There are different ways of paying credit card bills through other bank accounts:

    1. NEFT method: In this method user need to enter number of SBI credit card as the payee account number to make payments and the IFSC code. The payments which are made during working hours on weekdays get transferred on same day whereas the payments which are made after working hours get transferred on next day

    2. RTGS (Real time gross settlement )method:This method is applicable for the people who use credit card for higher transactions as they can pay the whole amount at one time, so a payment of Rs2 lakhs or more can be done at one click unlike NEFT where for higher transactions payment has to be done in batches. For carrying out this transaction net banking should be activated in other bank account too.

    3. Through Pay Net method:In this method customer need to visit SBI website at www.sbicard.com and login account using user id and password. Here the customer can choose either debit card or internet banking as an option to pay the bills which takes around two days for clearing payments.

Offline Methods

  1. Cash Payment:

    Credit card bills can be also be paid at the nearest bank branch of SBI by paying processing fee.

  2. Cheque Payment:

    Credit Card bill payment can also be done through cheque by dropping it at the nearest ATM, after writing the credit card number and other details on it.

  3. Transfer through ATM:

    SBI credit card bill can also be paid at any of the nearest branch ATMs .This service can be availed 24/7.Here the amount that is required to be paid can be transferred from saving or currents account to credit card.

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SBI Bank credit card bill payment FAQ

Visit the bank website and choose among the several options of credit cards offered by them. Once you qualify their eligibility criteria, either apply for it online or go to the nearest branch and get assisted by a sales agent or representative there.

After the submission of application, reference number will be sent to your registered mobile number. Through that number status of application can be tracked on the bank’s website after entering it and other personal details. This tracking procedure is same for all websites

In this case please inform the bank that you already did the payment and also make a list of documents as proof to show, along with that dispute with bank can also be filed. Please note that complaint should be filed within few days from the date on which bank send the account statement in which payment is not reflecting.

Yeah it might be a case, depending on the terms and conditions bank has offered on bill payment. If the offered terms clearly says that the payment made on the due date and after will be considered late, then bank won’t be responsible. Though it’s always better to pay the outstanding few days before the last date.

SBI has customised credit card to cater various needs of people whether it is for shopping, travel, hotel or corporate cards. There are different rewards and benefits associated with SBI card, in which some cards have great cashback schemes as per transactions while some cards offer good amount of reward points which can be redeemed later.

SBI provides multiple options in both modes of payment, online or offline to its customers.