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Kotak bank login


About Kotak Bank

Kotak Mahindra Bank, built up in 1985 by Uday Kotak, is an Indian financial services company. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's lead organization, got a managing an account permit from the Reserve Bank of India (RBI).

Kotak Mahindra Bank is an Indian private division banking headquartered in Mumbai, Maharashtra, India. In February 2003, Reserve Bank of India (RBI) gave the permit to Kotak Mahindra Finance Ltd., the gathering's leader organization, to bear on saving money business.

Kotak Mahindra Netbanking

The Internet has revolutionized the banking and financial sector. Internet banking is one of the most popular ways of banking these days. One of the primary reasons for this structural shift in banking is the convenience and security that it offers. Earlier, people were required to be physically present in their home branch if they wanted to carry out any transaction such as fund transfer, open an account, etc. With the emergence of netbanking, you have complete access to the bank at your fingertips. You'll be spoiled with facilities and convenience that online banking offers. Kotak Mahindra has an online Net Banking platform which could help its customers to save their precious time which would otherwise be wasted by standing in long queues at banks. Kotak Mahindra Bank offers unparalleled convenience, exceptional flexibility and an extensive range of choices. Netbanking is a one-stop solution for all your banking needs. You can monitor and control your bank account and make transactions through your online bank account. One of the most important benefits of online banking is it's around the clock availability. You can make a variety of transactions and avail a range of services through online banking.

Steps to login into Kotak Bank Online Banking?

Follow these step by step guidelines to login safely to Kotak Bank Online Banking web portal and start doing your transactions safely.

Step 1
Open your favourite browser and type in the address bar.

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Step 2

Once you type the URL metioned in (Step 1)following is the website which will open up.Then click on "Internet Banking Login

Please note:

  1. Verify that the website is secure (i.e. the URL address starts with https)
how to login Internet banking in Kotak Bank

Step 3

Post selecting the type of user you need to input your user name and password to access your online account

how to online banking Kotak Bank


Features Of Kotak NetBanking

24x7 Banking

Kotak Mahindra net banking is available around-the-clock. All you need to avail all the products and services for Kotak Mahindra is a steady internet connection, a PC/Laptop with a pre-installed browser and keeping your user ID and password ready. Furthermore, you can access net banking on your cellphone through the mobile banking app.

Transaction Safety

Kotak Mahindra operates with a highly sophisticated security system which ensures the security of all your online transactions. When you're transferring funds from your Kotak Mahindra account, all transactions go through a 256-bit SSL encrypted medium which is considered as the most advanced level of security available for online financial transactions. All the bank's servers also feature firewalls for blocking any unauthorized access.

Viewing Account Details

You can get easy access to your online account where you can view your account related details, check your account balances, the status of your cheques for all types of account associated with Kotak Mahindra.

Online Fund Transfer

You can transfer funds safely and securely through net banking. Kotak Mahindra allows you to transfer funds between Kotak Mahindra bank accounts as well as non-Kotak bank accounts through NEFT, RTGS or IMPS.

Term Deposits

You can book a Term Deposit Online and make a premature withdrawal from the term deposit through online banking.

Life Insurance

You can view the status of your Kotak Life insurance policy easily, pay your policy premium, apply for a new life insurance policy and switch funds through Kotak Mahindra netbanking.

Bill Payment

Make your bill payments effortlessly with online banking. You can use Kotak Mahindra netbanking to pay all kinds of bills such as utility bills, mobile/DTH connection bills, credit card bills etc.

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1. Build your Credit Score

2. Reduce your Current Borrowing / EMI Costs


Service Requests

You don't need to visit the bank for making a service request anymore. You can make a service request online with a few clicks. You can now place requests for a new cheque book, obtaining your Debit Card PIN, registering for Payment Gateway and a variety of other services/transaction-related requests through NetBanking.

Secure Online Shopping

You can experience the convenience of online shopping securely through Kotak Mahindra Netc@rd. Kotak Mahindra Netc@rd allows you to make purchases from more than 8000 websites online.


With Kotak Mahindra Netbanking, you can view your mutual fund portfolio online and invest and redeem the fund holdings online through the online banking website.

Apply for IPO

You can apply for IPO/FPO/Rights Issue from the comfort of your home or workplace with the new the ASBA facility which eliminates most of the paperwork.

Get your free Credit report that cost  Rs 1200 for FREE

1. Build your Credit Score

2. Reduce your Current Borrowing / EMI Costs

How To Register For Kotak Mahindra Bank Internet Banking

You can register for Kotak Mahindra NetBanking by following a simple procedure. Registering for the service is simple and can be done online. You have two options which you can follow to register for NetBanking:

Method 1

You can register to avail online services by calling the customer care center. Your request for Channel Access Request form which can be downloaded from the official website of Kotak Mahindra Bank.

Method 2

Fill up the downloaded form and submit it in any Kotak Mahindra branch drop-box or Kotak Mahindra ATM.

Alternatively, you can send the filled out form to the following address through mail:

Customer Contact Centre

Kotak Mahindra Bank Ltd.

Post Box Number 16344

Mumbai 400 013

Services Offered Under Kotak Mahindra Netbanking

Kotak Mahindra NetBanking has revamped the way we bank by making a host of services available round-the-clock. These online services allow you perform a variety of banking-related transactions and activities such as monitoring your account activity, making quick online fund transfers, placing service requests, shopping on e-commerce websites, viewing your Demat Account details, in addition to other activities.

Banking Accounts

  • Customers can view and keep a tab on their Savings or Current Account details. Tracking your transactions through netbanking is easy. Customers can view their transactions history and download e-statements through this facility. Furthermore, customers can also make inquiries, make cashless deposits, view cheque status, stop cheques and make a Temporary Overdraft Inquiry through online banking.
  • Customers can book Term Deposit Accounts online, make premature withdrawals, view deposit details, request for change in maturity instructions online, Term Deposit pre-closure etc.
  • Online fund transfers can be executed securely between Kotak Mahindra accounts and non-Kotak Bank accounts. Fund transfers can be done through a variety of channels such as NEFT, RTGS or IMPS.
  • You can add and manage beneficiaries through the mobile app or official website of Kotak Mahindra netbanking. You can change the beneficiary limits and also set up the transfer type for each beneficiary.

Service Requests

  • Savings & Current Account
  • Place request for a new cheque book, Stop Cheques, get the account statement, interest certificate, Balance Certificate etc.
  • Term Deposit
  • Through online banking, you can place requests to open a new Term Deposit account. For a premature withdrawal from your Deposit, you can link your Term Deposit account to a Saving account, changing maturity instruction or obtain your Term Deposit account statement from the Kotak Mahindra mobile app.
  • Home Banking
  • Kotak Mahindra also provides an array of home banking services such as Cash Pick-up request, Demand Draft Delivery Request, Cheque Pick Up request, Cash Delivery Request, etc which can be inquired for online.
  • Debit/Prepaid Card Related Requests
  • Online banking allows you to make the following debit-card related requests:
    • Requesting a new debit card
    • Reporting the loss of a debit card
    • Getting your debit card activated for using it at retail establishments
    • Requesting a new debit card PIN
    • De-linking a bank account from a debit card
    • Changing the primary account linked with your debit card
    • Blocking or unblocking a debit card
    • Buying a Best Compliments Card (prepaid card)
    • Payment Gateway Related Request
    • You can make the following Payment Gateway Related Request through Kotak Mahindra netbanking:
      • Registering for Payment Gateway
      • Modifying Payment Gateway Registration
      • Client ID Registration for Online Trading

Demat Account

  • View your Demat Account details through Kotak Mahindra netbanking.
  • Trade online by starting a Kotak Securities Ltd. trading account.


  • View the details of your investment portfolio such as account details, transactions details, percentage gain/loss in the assets, current NAV, IRR etc online
  • View and purchase mutual fund shares online through Kotak Mahindra netbanking.
  • Request for Standing Instructions for auto-debit into for investment in your selected fund.
  • You can check the status of Buy/Sell requests and get investment-related advice and industry updates regularly.

Kotak Netc@rd

Netc@rd is a prepaid card that can be used to securely shop online at websites which accept payment through VISA cards.

Kotak BillPay

Pay bills more quickly and conveniently through Kotak BillPay. This service allows you to manage all your bill payments. You can pay utility bills (electricity, telephone, etc.), recharge your mobile/DTH connection, pay the insurance premium, make donations online, pay for magazine subscriptions or even pay your taxes.

Receive Funds

You can receive funds from a non-Kotak bank account through the ECS service provided by the RBI without any charges.

ASBA (Application Supported Blocked Amount)

You can apply for IPO/FPO/Rights Issue from the comfort of your home or workplace with the ASBA facility. This facility eliminates paperwork from the process.

Account Statement

Through NetBanking, you can download and view your account statements, including your Annual Combined Statement, for previous month/year by clicking on the 'e-statement' tab.

You can also choose the alternative through which you want to receive your account statement.

Fees And Charges For Services

Kotak Mahindra presently offers the netbanking facility free of charge. However, charges apply to services offered through net banking such as fund transfers.

Kotak Mahindra NetBanking FAQs

Who can register for Kotak Mahindra netbanking?

Any individual who owns a Savings Account with Kotak Mahindra can register for netbanking.

Is banking through netbanking secure?

Kotak Mahindra uses a highly advanced security system that ensures the security of all your online transactions. All transactions pass through a 256-bit SSL encrypted medium. This is the most advanced level of security available for online transactions.

Can I regenerate my NetBanking password?

Yes, you can regenerate your netbanking by following the steps below:

  • Click on the 'Generate Password' link in the main login page of Kotak Mahindra netbanking.
  • Alternatively, you can contact Kotak Mahindra customer care and request for re-generating the password.
  • The customer care executives assist you with your request.

If your password regeneration service is blocked by the bank, you can call Kotak Mahindra customer care or visit the nearest branch.

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