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Andhra Bank Credit Card Bill Payment
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There are several ways to pay your credit card bills at Andhra Bank. You can choose either online or offline payment avenues to ensure that you never miss your credit card due date. Here are the methods you can opt as per your convenience.

online and offline method for Andhra Bank credit card bill payment

Online Andhra Bank Credit Card Bill Payment Modes

Through an online payment mode, clearing the bills become convenient. Here are some of the online channels for you to follow:


In auto-debit, you can set standing instructions so that the specific amount is credited to your credit card from your savings account every month. With this facility, you don't need to remember your due dates. Here are the steps to do it:

  • Visit the nearest bank branch.

  • Submit your standing instructions with the required details.

  • Once the request is processed, the amount will start debiting from your savings or current account and will be directed to your credit card.

Net banking

Log in to your Andhra Bank net banking facility to pay your card bill through your savings or current account. For using net banking, you will have to sign in with your username and password.


You can also pay your bills through NEFT/IMPS. Follow these steps to do it:

  • Log in to your net banking facility.

  • Click on 'Third-party Transfer' in the 'Transfer' section.

  • Enter your sixteen credit card number in the 'Account Number' field.

  • Enter the IFSC code - ANDB0000782

  • Put your bank name as 'ANDHRA BANK CC'.

  • Type the bank address as 'CREDIT CARD DIVISION, SULTAN BAZAR, KOTI, HYDERABAD 500095'.

  • Click on the 'Submit' button to successfully register your card as a beneficiary.

  • Once your card is activated as a beneficiary, you can make payments instantly.


RTGS is another method that you can use to pay your credit card bills. Let's see how you can use this:

  • Log in to your net banking facility.

  • Under 'Third-party Transfer,' list your credit card as a beneficiary.

  • For this, you will need to submit your card information.

  • Enter '020511100000672' as the account number.

  • Enter your sixteen-digit credit card number as the beneficiary account number.

  • Enter 'ANDB0000205' as the IFSC code.

  • Add 'ANDHRA BANK' as the bank name.

  • You will also have to mention your mobile number and email address.

  • Once the request is processed, you can go ahead with your card payments.

Visa Money Transfer

Visa Money Transfer facility is another service that you can use to pay your credit card bills.


With the aid of BillDesk, Andhra Bank credit card bill payment can be done through any bank account. Here are the steps:

  • Click on the BillDesk link via the official website of Andhra Bank.

  • You will be redirected to the BillDesk portal.

  • Enter your Andhra Bank credit card number, email id details, and mobile number.

  • Mention the bill amount that has to be debited from your bank account.

  • Confirm the amount and choose the bank through which you want to make payment.

  • Click on 'Pay' to complete the transaction.

Offline Andhra Bank Credit Card Bill Payment Modes

If you are not a tech-savvy person, then you can clear your outstanding balances through offline channels too. Listed below are some of the methods to consider:

NEFT/IMPS at the bank

For conducting NEFT/IMPS transaction offline, visit your nearest bank branch and mention your 16-digit credit card number as the account number.

Cash payment

If paying your dues in cash is convenient for you, then you can choose this mode too. Visit the nearest Andhra Bank branch and mention your credit card number.


Draw a cheque in favor of your credit card account and deposit it at any of the nearest Andhra bank branches. Once the check is processed, the amount will be credited to your credit card.


You can also use any Andhra Bank ATM to clear your credit card payment. Enter the PIN and follow the given instructions to complete the transaction.


If a wrong credit card number has been entered, what should a customer do?

The credit card number should be entered twice for security purpose. If it is still entered incorrectly, then the customer should call the customer care.

How can offline payments be made?

It can be paid by cash or cheque either at nearest ATM or nearest bank branch.

How can credit card bill payment be made through mobile?

For this process, customers must download the app, go to the credit card section and initiate bill payment.

How much time does it take for a NEFT payment to reflect in credit card account?

The payment can reach your credit card account within three banking hours.

Are there any fees for NEFT/IMPS transactions?

Yes. The charges are levied as per the rules and regulations of the bank.