A majority of the modern population owns a smartphone, and mobile banking is growing to be a popular service owing to its convenience and ease of use. YES Bank has thus brought banking to mobile platforms with their wide range of mobile banking solutions. Customers can make use of these banking services and facilities on their mobile phones.
Register/Activate Yes Bank Mobile Application
Do you want to experience paying your bills and transferring funds in one go through a fingerprint? Yes bank is here with exciting features that enables you to bank on-the-go. Follow the simple steps to register for Yes Bank mobile application:
Download Yes Mobile Application from Google Play Store for Android/Apple App Store for iOS devices.
Register online using Net-Banking User ID and Password/Debit card number and PIN/Customer ID, Date of Birth and PAN Card Number.
Enter the One Time Password(OTP), which is sent to your registered mobile number.
Set a six-digit APIN (for login) and MPIN (for authorizing transactions).
Re-login into the application using newly created APIN.
Also, you can authorize your fingerprint for safe and hassle-free banking.
You have now activated Yes Bank Mobile App. Happy Banking!
Features of Yes Bank Mobile Banking
YES Mobile – YES Mobile is YES Bank's mobile banking app which allows the customers to carry out banking transactions from anywhere and at any time. Banking activities like checking the account balance, transferring funds, paying utility bills, opening a deposit account, making a balance enquiry, viewing a mini account statement, changing the debit card PIN or hotlisting cards, paying taxes, personalizing the app profile, locating ATMs or branches of the bank, applying for a new account, etc can be done using YES Mobile.
SMS Banking – The convenient SMS Banking service of YES Bank gives the customers access to a lot of banking functions. Upon subscribing, the customer can receive all important account information such as debit and credit alerts, balance alerts and inquiries, overdraft and low balance alerts on their registered number. YES Bank’s SMS Banking not only saves time but also effort. Its objective is to eliminate paperwork
USSD Banking – YES Bank's USSD Banking facility enables the customers to receive banking information without a smartphone on an internet connection. They just need to dial *99*66# from the registered mobile number. Then they receive a list of options for different banking services. They can select an option that they would like to perform and proceed. USSD Banking lets customers make balance inquiries, raise requests for account statements, transfer funds, etc..
Missed Call Banking – This is another great service provided by YES Bank. Customers can access certain banking services like getting their account balance and the history of their last five banking transactions by giving a missed call on a specific number provided by the bank. Once the customers are registered for the facility, they can proceed to choose the service from the options available.
YES Pay – YES PAY is a YES Bank's digital wallet designed to aid smartphone and social media users transfer and receive funds effortlessly. Everyone - whether a customer of Yes Bank or not - can register for YES PAY to receive a free virtual online card which can be used for online transactions like recharging mobile and DTH, purchasing gift vouchers or discount coupons and paying bills.
YES Bank Fund Transfer
All NEFT and RTGS transactions at YES Bank that are done through mobile banking are free of charges. Even IMPS transactions are free. YES Bank allows various modes of fund transfer through its mobile banking feature:
NEFT: National Electronic Fund Transfer system or NEFT is a mode of electronic fund transfer that works on the basis of DNS or Deferred Net Settlement at specific times of the day. In NEFT, the transactions are carried out between banks via payment instructions. There is no set limit for NEFT transactions.
RTGS: Real Time Gross Settlement or RTGS transfer funds at the real-time, based on the received transfer instructions. The funds are individually settled as per instruction. RTGS happens to be the fastest way of interbank money transfer in our country.
IMPS: Immediate Payment Service, as the name suggests, is an instant way of electronic fund transfer. It is mainly used for inter-bank transactions. YES Bank provides the IMPS facility to all its customers who have registered for using online services of the bank.
YES Bank’s Customer Care number in India is 1800 2000 (toll free) & +91 22 61219000. Customers calling from abroad must dial +91 22 3099 3600 to reach the bank.