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PNB Mobile Banking

For the benefit of transacting, PNB has introduced the mobile banking facility for the convenience of its customers. This service is known as PNB Mobile. Quick, convenient and easy, this mobile banking service can be used on different kinds of mobile handsets and offers customers the liberty of conducting banking transactions and activities right from their mobile. Customers can schedule future transactions too apart from closing fund transfers and paying for purchases. PNB Mobile includes the smartphone app that called is mBanking. If customers don't have smartphones, they can use PNB’s SMS Banking or NUUP based banking service.

Features of PNB Mobile Banking

PNB mBanking - this is the smartphone banking app launched by PNB, keeping in mind that a majority of customers are smartphone users. PNB's mBanking service gives the customers access to a variety of PNB's banking services such as funds transfer, mini statement, account data, balance inquiry and a lot of other services over a secure medium.

PNB SMS Banking - –  PNB has launched the PNB Mobile services via SMS Banking for patrons without a smartphone or do not have access to the internet. Via SMS Banking customers can avail services such as balance inquiry, mini statement inquiry, requesting for deposit accounts, order new chequebooks, request for a replacement cheque book, generate the 7-digit MMID, transfer funds, create IMPS fund transfers, amend their SMS Banking password, etc.

NUUP Banking - – This is a USSD based mobile banking service where customers can avail of a variety of basic banking services and facilities by pressing *99# from their mobile and selecting from a variety of choices. NUUP banking allows customers to avail a variety of facilities and services such as balance inquiry, fund transfers, mini statement, generating the MMID or amending the M-Pin.

Benefits of PNB Mobile Banking

Mentioned below are a few great advantages of the PNB Mobile Banking services:

  • Customers can access many financial, non-financial and value-added services from their mobile.
  • Transfer funds to different PNB account through self-transfers and third-party transfers via NEFT and IMPS.
  • Transfer funds to non-PNB bank accounts via NEFT and IMPS.
  • Pay utility bills quickly and simply.
  • Monitor account details and transaction history.
  • Avail offline banking services such as applying for a new product or service offered by the bank.
  • Set directions for deposit account transactions like automatic debit to an RD account.

Services Offered by PNB Mobile Banking

  • Make self-transfers and third-party transfers with PNB mobile banking
  • You can view account information as well. You can view information such as statement of account, nomination details and transaction history.
  • Debit card holders and retail online Banking users can avail the online registration and password reset facility
  • User can also schedule transaction for a future date.
  • Recurring transactions such as transferring Automatic credit to RD account each month
  • Round-the-clock Inter Bank Fund Transfer facility. You can transfer funds on Sundays & Holidays through IMPS
  • You can enquire regarding the status of your cheque, stop payment of a cheque and raise cheque book request.
  • You can also make Utility Bill Payments Mobile & DTH Recharge with PNB mobile banking
  • You can apply for various products and services of Punjab National Bank through PNB mobile banking and PNB Net Banking

How To Register For PNB Mobile Banking

There are 3 ways in which users can register for the PNB Mobile Banking:

  • Debit card holders can visit the official website of Punjab National Bank website for registering themselves.
  • Retail net banking users can log in to their net banking account and register for Mobile Banking by following the instructions
  • Open: Internet Banking Personal Settings > Other Settings > Register for Mobile Banking

    • At PNB branch Office:

      You may download the Mobile Banking Registration form (PNB – 1167) from PNB Online Banking website and submit the filled out form to your nearest branch. The form can also be acquired from the PNB branch

How To Reset Mobile Banking Password Online

  • Your password can be reset by logging into PNB official mobile website
  • Retail Internet banking users can log in to their net banking accounts to reset their password as well by following the instructions:
  • Go to settings > Other Settings > Reset Password for Mobile Banking

    • A request form (known as PNB – 1167) can also be submitted at your home PNB Branch.
    • PNB fund transfer options

      Customers of PNB can easily transfer funds through NEFT and IMPS.

      NEFT - National Electronic Fund Transfer system or NEFT is a mode of electronic fund transfer that works on the basis of DNS or Deferred Net Settlement at specific times of the day. In NEFT, the transactions are carried out between banks via payment instructions. There is no set limit for NEFT transactions done at the bank. However, there is a limit of Rs.1 lakh per day via Mobile Banking.

      IMPS - Immediate Payment Service, as the name suggests, is an instant way of electronic fund transfer. It is mainly used for inter-bank transactions. PNB provides the IMPS facility to all its customers who have registered for using online services. It enables you to send as well as receive money at odd hours and even on Bank Holidays. The transferred money is directly credited to the beneficiary account. You must add a beneficiary to make IMPS transfers. This service is available 24x7.

      PNB Bank Mobile Banking

      Customers can reach out to PNB for any queries at their toll-free customer care numbers: 1800-180-2222 and 1800-103-2222.

      FAQs on PNB Mobile Banking

      Who can avail Mobile Banking Services?

      Any individual who has a Single or Joint account name can apply for PNB Mobile Banking Services.

      What is daily transaction limit for Mobile Banking?

      • Rs. 1,00,000/- every day for Browser/Application-based variants.
      • Rs 5000/- e day for SMS/NUUP based variants.

      Are there any fees for availing Mobile Banking Services?

      All the services are accessible free of cost besides NEFT & IMPS Transfers where all the applicable charges are levied. For more information, visit the official PNB website

      How to get/register for MMID?

      User can produce their MMID through ATM, Online Banking or Mobile Banking.

      Customers can reach out to PNB for any queries at their toll-free customer care numbers: 1800-180-2222 and 1800-103-2222.

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