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Capital First Two-Wheeler Loan
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Capital first is a financial services company primarily indulged in micro consumer loans and corporate lending. The company also operates in general insurance and life insurance products. The premium consumer products of the company include two wheeler loan along with some other products. The two-wheeler loan can be availed for the purchase of two-wheelers such as scooters, mopeds and motorcycles.

Features and Benefits of Capital First Bike Loan

The following features characterize capital First's two-wheeler loans:

  • Quick disbursal of the loan request

  • Affordable EMIs

Loan Eligibility Criteria:

The eligibility criteria of the loan are as follows:

  • The applicant must be at least 18 years old if the applicant is a student.

  • The applicant must have a work experience of at least six months in case of salaried individuals.

  • The applicant must have a work experience of at least two years in case of a self-employed individual and must be of at least 21 years of age.

Documentation for Capital First Bike Loan:

For applying for two-wheeler loan from Capital First, below are the documents which are required for submission:

  • Photographs

  • Filled application form

  • Copy of PAN card

  • Identity Proof (any government identity card that has your photo)

  • Address Proof (any government identity card that has your address)

  • Income Proof: payslips for the last three months, the latest Form 16, 7. Income Tax Return

  • Bank statements from the previous six months.


Q1. I have three months of  job experience. Am I eligible for a Capital First two-wheeler loan?

No. At least six months work experience is required to become eligible to for two-wheeler loan. The lender needs to be ensured of your income stability and continuity before it can grant a credit.

Q2. Can I use the two-wheeler loan as a personal loan?

Two-wheeler loan is specially created to assist you in buying a two-wheeler of your choice. The vehicle will be mortgaged with the financer as collateral security on loan. So this loan can't be used as a personal loan.

Q3. What is the interest rate for Capital First two-wheeler loans?

Capital first provides affordable EMIs and interest rates. For elaboration on interest rates and other applicable charges, visit the branch nearest to you.