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Saraswat Bank RD rates

Get The Highest Interest Rates on Saraswat Bank Recurring Deposit

RD schemes of Saraswat Bank are preferred by many people in the country since this Bank provides high-interest rate and the minimum instalments are also very low. The minimum instalments for an RD account is 5 rupees. Individuals can open an account individually or jointly with the bank.

TenorROI For General Public (% P.A)ROI For Senior Citizens (% P.A)
Above 1 year up to 24 months6.87.05
Above 24 months up to 36 months6.87.05

NRE Rates

TenorROI for NRE Term Deposits (% P.A.)
Above 1 year up to 24 months6.8
Above 24 months up to 36 months6.8
Above 36 months up to 60 months6.7
Above 60 months and upto 120 months6.6

Saraswat Bank Medium and Long-Term Recurring Deposit Interest Rates

Saraswat Bank customers can invest their money in RD account for medium and long-term periods. The medium-term deposit ranges from 2-3 years and the long-term deposit range from 3-10 years. the interest rate applicable on these deposits is 6.8% per annum and the interest rate provided by the Bank on long-term deposits is 6.7%-6.6% per annum

Saraswat Bank Senior Citizen Recurring Deposit Interest Rates

Senior citizens can also avail interest on their Saraswat Bank RD accounts. An interest rate of 7.5% per annum on the short term deposits, 7.05% per annum can be earned on medium-term deposits and 6.85%-6.95% per annum interest rate can be earned on long-term deposits

Saraswat Bank NRE Recurring Deposit Interest Rates

NRIs can deposit their money in Saraswat Bank RD for a minimum tenure of 1 year and avail attractive rate of interest

  • The customers can earn an interest rate of 6.8% per annum for a deposit term of 1 year
  • Customers can earn an interest rate of 6.7% per annum for a deposit term of 2-3 years
  • For a deposit term of 3-5 years, the customers can earn an interest rate of 6.6% per annum
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