The Karnataka Bank Limited is a commercial bank based in Mangaluru, in Karnataka. Being an expanding bank, it has already won many Banking Awards. It has around 800 branches now.

 Types of Karnataka Bank Savings Account:

SL. No.	Savings Bank Account Name	Purpose
1.	KBL Vanitha	Savings Account for Ladies
2.	KBL Kishore	Savings Account for students between age 12 and 18 years.
3.	KBL Tarun	Savings Account for students between age 18 to 25 years.
4.	KBL Salary Privilege	Savings Account meant for salaried individuals.
5.	SB GEN (General)	Savings Account with additional perks
6.	SB Money Sapphire	A customized Savings Account which offers plenty of complimentary features and benefits.
7.	SB Money Ruby	A customized Savings Account with many complimentary features and benefits.
8.	SB Money Platinum	A Savings Account Plan with many perks.
9.	Insurance Linked Savings Bank Account	A Savings Account with coverage for Personal Accidents and Hospitalization.
10.	SB Sugama	Simple Savings Deposit Account.
11.	SB (SMALL)	A Savings Account with no-frills, aimed at with fiscal inclusion.
12.	SB - NMB	A Savings Account with requirement for minimum balance.

KBL Vanitha

• Any woman who above the age of 18 years can open this type of account.
• It is a zero balance account with no requirement for maintaining a daily minimum balance.
• Average monthly balance should be Rs.1000
• Insurance coverage for jewelry in case of a theft for up to Rs.50000.
• Free transaction limit up to Rs.50000 in the name of the account holder’s wards.
• Multiple branch banking facilities.
• Access to Money Plant VISA Global Debit Card.
• Free services like Net Banking, mobile banking, RTGS, NEFT and online payments.
• Free SMS alerts to notify all transactional activities.

KBL Kishore:

• No minimum balance requirement
• Quick, simple and instantaneous process of account opening.
• No charge for Demand Drafts drawn in favor of educational institutions.
• Transaction limit of Rs.50000 every month from the account of the parents or guardian to that of student.
• Debit cards with “daily” money withdrawal limit of Rs.5000 and limit of Rs.1500.
• Specialized net banking feature of the bank called 'Cyber Kid'.

KB Tarun:

• No minimum balance requirement.
• Quick, simple and instantaneous process of account opening.
• No charge for Demand Drafts drawn in favor of educational institutions.
• Transaction limit of Rs.50000 every month from the account of the parents or guardian to that of student.
• Multiple branch banking as well as multi-city cheque facility.
• Money Plant VISA Global Debit Cards.
• Net Banking, mobile banking, RTGS, NEFT and online payment services for free.
• Free SMS alerts to notify all transactional activities.

KBL Salary Privilege:

• No minimum balance requirement.
• Withdraw and deposit money from any branch with multi-city cheque facility.
• Multiple branch banking as well as multi-city cheque facility.
• Money Plant VISA Global Debit Cards.
• Net Banking, mobile banking, RTGS, NEFT and online payment services for free.
• Free SMS alerts to notify all transactional activities.
• Demand Drafts purchase at any Karnataka bank branch.
• Free cheque books with quick processing of cheques.

Insurance Linked Savings Bank Account:

• Link old accounts with new ones.
• Minimum balance of Rs.15000 (urban branches) and Rs.10000 (rural branches) should be maintained in order to enjoy the available perks.
• Personal accident coverage worth Rs.2 lakhs.
• Hospitalization benefits up to Rs.10000 which includes expenses such as check-ups, medicines and tests.
• In case of a joint account, only the user is protected by insurance.

SB General Scheme:

• Average monthly balance of Rs.1000 is to be maintained failing which, a penalty fee will be charged.  
• Net Banking, mobile banking, RTGS, NEFT and online payment services for free.
• SMS alerts notifying every transactional activity.

SB Sugama:

• Account holders must keep less than Rs.50000 as their total account balance across all their accounts. in their accounts taken together
• Six cash withdrawals per month via bank withdrawal slips, exceeding which, the account holder must pay Rs.10 per transaction.
• Collection of outstation cheques for free.
• Pass book, Cheque book and nomination facility for free
• No access to ATM or Debit Card, multiple branch banking and instant crediting of cheques facilities.

SB Money Platinum:

• Average monthly balance to be maintained is Rs.3 lakhs.
• No access to ATM or Debit Card, multiple branch banking and instant crediting of cheques facilities.

SB Money Sapphire:

• Average Monthly Balance should be Rs.10000.
• Net Banking, mobile banking, RTGS, NEFT and online payment services are free.
• SMS alerts notifying every transactional activities.
• Cash disbursement via RTGS or NEFT systems is free up to Rs.50000 per month

SB Money Ruby:

• Average Monthly Balance to be maintained at Rs.1 lakh.
• Net Banking, mobile banking, RTGS, NEFT and online payment services are free.
• SMS alerts notifying of every transactional activity.
• Cash disbursement through RTGS or NEFT systems is free up to Rs.50000 per month.