1. Build your Credit Score
2. Reduce your Current Borrowing / EMI Costs
Kotak Mahindra provides a vast range of credit cards to suit the needs of different types of customers. These cards are made to maximize the benefits when the customers are shopping, traveling, dining, entertainment, booking airline tickets, and much more. Here are some of the features of the credit cards from Kotak Mahindra Bank
The facility to transfer balances from credit cards of other banks.
Flexipay option to break huge expenses into affordable EMIs.
Hassle-free shopping experience with convenient repayment options.
Secure payment of utility bills with attractive cashback rewards.
Commercial credit cards
High-value credit cards
Low fees credit cards
Cash back credit cards
Fourteen-day credit cycle starting afresh after every transaction.
Two free add-on cards.
Reward points on every transaction.
Zero annual fees and joining fees.
Excellent cash back amounts on certain transactions.
Overdraft facility available.
An extended interest-free duration of 48 days.
Reward points on every transaction.
Zero joining fees and annual fees.
Higher reward points on every transaction.
Fuel surcharge waivers on using the card at any petrol pump.
Reward points on every transaction.
Zero joining fees and annual fees.
Real-time transaction alerts.
Free credit card replacement.
Safety and security of free SMS alerts.
Reward points on every transaction.
Zero joining fees and reduced annual charges of Rs 1000.
3X reward points on the retail expenditure of Rs 100.
Four complimentary PVR tickets or 10,000 reward points on the annual expenditure of Rs 1 lakh.
Reversal of annual fees on the annual expenditure of Rs.15,000.
Zero joining fees and nominal annual fees of Rs 199.
One complimentary PVR movie ticket on a transaction of Rs.10,000.
Two complimentary PVR movie tickets on a transaction of Rs.15,000.
Twenty-four complimentary PVR movie tickets worth Rs 9,600 in a year.
Zero joining fees and nominal annual fees of Rs 499.
5X reward points on the retail expenditure of Rs 150 for online purchases.
Ten thousand bonus reward points on the annual expenditure of Rs 4 lakhs.
Reversal of annual fees on the annual expenditure of Rs.75,000.
Reduced joining fees of Rs 500 and annual fees of Rs 500.
Four complimentary PVR movie tickets or 10,000 reward points on a transaction of Rs.1,25,000 every six months.
8X reward points on the retail expenditure of Rs 150 for all purposes.
Reversal of annual fees on the annual expenditure of Rs.50,000.
Reduced joining fees of Rs 500 and annual fees of Rs 500.
Four complimentary PVR movie tickets or 10,000 reward points on a transaction of Rs.1,50,000 in a year.
Waivers on fuel surcharge across all petrol pumps in the country.
Zero joining fees and annual fees.
Thirty thousand bonus reward points on the annual expenditure of Rs 8 lakhs at retail outlets.
Two complimentary visits to airport lounges in India every three months.
Reversal of annual fees on the annual expenditure of Rs1 lakh.
Joining fees of Rs 1499 and annual fees of Rs 999.
Six complimentary PVR movie tickets on a transaction of Rs.1,25,000 every six months.
A discount of 10% on departmental store and groceries.
One reward point on every transaction of Rs 250 on other categories.
Joining fees of Rs 1499 and annual fees of Rs 749.
10% cash back on restaurant bills and movie tickets on every transaction of Rs 10,000 per month.
Four complimentary PVR movie tickets or Rs 750 cash back on a transaction of Rs.1,25,000 every six months.
Waivers on fuel surcharge across all petrol pumps in the country.
Joining fees of Rs 1999 and annual fees of Rs 299.
A discount of 5% on apparels.
One reward point on every transaction of Rs 200 on other categories.
Four complimentary PVR movie tickets or 1000 reward points on a transaction of Rs.1,25,000 every six months.
Joining fees of Rs 599 and annual fees of Rs 599.
Two reward points on every foreign transaction.
Freedom to make purchases and payments in Indian Rupee.
Zero joining fees and annual fees of Rs 1,000.
3X reward points on every retail transaction of Rs 100.
Four complimentary PVR movie tickets or 10,000 reward points on a transaction of Rs.1 lakh every year.
Reversal of annual fees on an annual expenditure of Rs 15,000.
Zero joining fees and annual fees of Rs 199.
Customers can redeem points by going online on www.kotak.com or on the Kotak Mahindra mobile app by going to the ‘Rewards’ section and clicking on ‘Redeem rewards’ to view the available vouchers.
There are two ways of paying Axis Bank credit card bills, online and offline. Customers can avail the following options on the online method.
Visa Credit Card Pay
NEFT payment
Paynet - Pay Online
UPI ID
Google Pay
Customers can also opt for the offline method with the following options.
Paying over the counter at any Axis Bank branch
Payment cheques in electronic drop boxes
Payment using Axis Bank Debit Card at any Axis Bank ATM
Customers with credit card queries can call the toll-free Axis Bank credit card customer care 022 6600 6022. This number is available 24/7.
1: How do I contact the Kotak Mahindra Bank customer care to block my credit card?
Answer: Customers with credit card queries can call the toll-free Kotak Mahindra Bank credit card customer care 022 6600 6022.
2: Can I apply for Kotak Mahindra Bank credit cards online?
Answer: Customers can apply for Kotak Mahindra credit cards online by visiting the website www.kotak.com.
3: What credit score do I need to get a Kotak Bank credit card?
Answer: Kotak Bank prefers customers whose credit score is at least 700 or above. Individuals with a credit score of 650 and below are known to face difficulties in getting loans and credit cards.