Karnal is situated within the National Capital Region. It functions as the headquarters of the Karnal District of Haryana. It is believed that the city was founded by Karna, an important figure in the Hindu epic of Mahabharata, who had died at the hands of archrival and his half-brother, Arjuna. It is one of the 100 cities that are being developed into smart cities as per PM Narendra Modis Smart Cities Mission. It is one of the cleanest cities in the country that houses many reputed educational institutions like Kalpana Chawla Government Medical College, Maharana Pratap Horticultural University of Karnal, Dyal Singh College, and branches of famous schools like Delhi Public School and Kendriya Vidyalaya. The city served as a refuge for the British survivors during the 1857 Uprising in Delhi.
The bank was named Vijaya Bank since it was found on the auspicious occasion of Vijayadashami Day. On 23 October 1931, it was founded by a group of farmers under the leadership of A. B. Shetty, in Mangaluru, Dakshina Kannada District of Karnataka State. The Bank has been actively working with the agenda of financial inclusion. The bank has been started with the objective of economic empowerment and providing banking services to the rural masses. The bank has provided sanitation facilities to 56 government schools mostly in rural areas. The bank has established 32 rural health centers where patients are provided with primary health care and medicine free of cost. A unique programme has also been devised to adopt girl children. The bank introduced the policy of Girl Child Adoption in 2011 under which the bank takes girl children from SC/ ST/ OBC/ economically weaker sections / backward areas/ needy families from the age of 5 years onwards to promote girl child education, mostly from rural and backward areas. The bank has adopted 1163 girl children all over the country.V-Gyan Sagar is a unique initiative taken by Vijaya Bank to impart financial literacy to the public. It is an Android-based mobile application that enables its subscribers to receive regular updates on banking and economic news. It explains banking terminologies.