Orai is located in the Jalaun district of Uttar Pradesh. This city functions as the district headquarters of the Jalaun district in the Jhansi division of the state. The NH-27 passes through Orai, which is midway between Jhansi and Kanpur. Orai is believed to have been named after a saint - Rishi Uddalak who is worshipped in the area. Orai was ruled by the Rajputs, the Chandels, the Mughals, the Marathas and many other regional rulers. Orai became a scene of much violence during the Great Revolt of 1857. The residents of the area who were in the 53rd Native Infantry deserted their officers and rebelled against them as soon as they came to know of the rising in Kanpur. Orai witnessed major changes after 1990 when industries were introduced to the area. HUL, Sun India Pharmacy and several other companies opened their units in and around Orai. The city was further developed as schools and colleges were established, roads were built and the infrastructure was improved. A predominantly dry area, Orai is watered by the Bethwa Canal that supports the production of grain, oil-seeds, cotton and ghee which are exported. The city has more than 2 lakh residents and they speak in Hindi.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.