Naihati is a riverside town in the Indian state of West Bengal. It is situated in the Barrackpore subdivision of the North 24 Parganas district. Naihati municipality, established in 1869, is one of the oldest in the country. Bankim Chandra Chattopadhyay, who wrote Indias national song Vande Mataram, was born in Naihati. Naihati had a vibrant industrial area. The jute mills along the bank of the Hooghly River were thriving and prosperous at a time, which attracted a lot of immigrants from the neighboring state of Bihar and Odisha. Hence, a large portion of Naihatis 2 lakh residents are immigrants who have settled down in shanty towns around the mill area. The Jenson & Nicholson factory was the first of its kind to be set up at Naihati. It produces paints, varnishes, pigments and allied products. The Gouripore Jute Mill and the Nuddea Jute Mills were leading providers of employment in Naihati. Naihati is also notable for fish farming - various genus of fish like Katla, Koi, Magur, Pabda, Rohu, etc. are reared in several fisheries in the area. Naihati railway station is also an important railway junction on the Indian Railways network. Durga Puja and Kali Puja are celebrated at Naihati with much pomp and show.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.