Kanpur is an Indian city in the state of Uttar Pradesh. It was earlier known as "Cawnpore." It closely follows the state capital Lucknow in terms of area and population. The city is of utmost religious, historical and commercial importance. Kanpur stands on the banks of the eternal Ganga and is considered to be one of the major industrial centers of India. This industrial town excels in basic metal, chemicals and rubber products. Kanpur has a bunch of defense factories for Field guns, ordnance equipment, small arms and ordnance parachutes. The leather industry in Kanpur is also quite famous. Kanpur previously had a huge yield of cotton and was often called the "Manchester of India." Besides being the most industrialized region of UP, Kanpur is also recognized as an important educational center. The city hosts prestigious institutions like IIT Kanpur and Harcourt Butler Technological Institute. Moreover, Kanpur is closely following Kota and has recently become a hub of coaching center. Innumerable coaching institutes have sprouted in the Kakadeo area of Kanpur. The infrastructural facilities in Kanpur are under development. The city has a domestic airport, but people need to travel to the neighboring city of Lucknow for international flights. Kanpur Central is an important and busy railway station with rail routes connecting to all major Indian cities. The local roads in Kanpur are not well appreciated although many highways pass through the city. A peripheral Outer Ring Road is under-construction to allow the heavy vehicles to bypass the city and prevent traffic congestion in the city. Kanpur is famous for its pollution. According to WHO, it is the worlds most polluted city and thus hinders the development of the city.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.