Jamalpur, a part of Munger-Jamalpur twin cities, is situated in the Indian state of Bihar. The name Jamalpur is an amalgam of two words - Jamal which means beautiful and pur which means town. True to its name, Jamalpur is indeed a beautiful town with a scenic landscape and peaceful environment. It is situated 8 kilometers from its twin city of Munger. There are more than 1 lakh residents in this city and they speak in a variety of languages such as Maithili, Hindi, Angika, Bhojpuri, Bengali and Urdu. Jamalpur is recognized for the Jamalpur Locomotive Workshop. It provides employment opportunities to more than 25000 people at its training institution known as The Indian Railways Institute of Mechanical and Electrical Engineering. The town, as well as the railway institute, was established in 1862 during the British Raj. Apart from the railway workshop, the economy of the city is also driven by a foundry, metallurgical lab facilities and machine tool facilities. "Kali Pahar" atop Jamalpur Hill, is a paleolithic site where quartzine from the Early and Middle Stone Ages was found.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.