The city of Farrukhabad in the Indian state of Uttar Pradesh was earlier a princely state. The Ganga, the Ramganga and the Kali rivers are located near the city. The city has a population of around 3 lakh people. It is well connected through railways as there are five more railway stations, namely Fatehgarh Station, Kaimganj Station, Kamalganj Station, Yaqutganj Station, Harsinghpur Goba Station apart from the citys main railway station called Farrukhabad Junction. The city is on the route of the Ganga Expressway, which provides high-speed connectivity between Greater Noida in the west of the state and Ballia in the east. Farrukhabad also has a bus station that belongs to the State Road Transport System. An airstrip at Mohammadabad near Farrukhabad ensures that the city can be reached easily by small aircrafts and helicopters in case of an emergency or natural disaster.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.