Chhapra or Chapra is located in the Saran district of the Indian state of Bihar. This city is located near the confluence of the Ghaghara and the Ganges River. Dr. Rajendra Prasad, a freedom fighter and the first president of India was from Chhapra. Chhapra gained attention and prominence as a river-based market during the 18th century when the French, Dutch, Portuguese and English established saltpeter refineries in the region. It became a municipality in 1864. The city has good rail and road connections with the rest of the country and it is very close to the neighboring state of Uttar Pradesh. Ambika Bhavani in Chhapra is a well-known shakti peeth temple.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.