Bilaspur is the second largest city in the Bilaspur District, situated in the Indian state of Chhattisgarh. It is believed that Bilaspur had been a colony of a few fishermens huts in the 17th century and has thus been named after a fisherwoman called "Bilasa." The city experiences hot dry summer and mild winters with medium rains during the monsoon. The city is located on the banks of the Arpa River. It is a rain-fed river that originates from the Maikal Range in central India. This region rich in dolomite and is surrounded by the coal mines of the Hasdeo valley as well as verdant green forests. It serves as the headquarters of South Eastern Coalfields Limited. The Arpa river passes through the center of the city and there are many river view areas built in the area for recreational purposes. The city is known for its unique aromatic rice variety called Doobraj rice and its intricate handloom weaved colorful soft Kosa silk saris. These drive the economy of the state along with the mining industry. Bilaspur connects tourists to a plethora of interesting tourist spots such as Amarkantak, Achanakmar Wildlife Sanctuary and Tiger Reserve, Malhar, Ratanpur and quite a few dams in the vicinity.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.