Bijapur, a small city in the Indian state of Karnataka, is officially known as Vijayapura. The city is renowned for its historical monuments of grand architecture built during the reign of the Adil Shahi dynasty. It is a heritage city of Karnataka. The city was established in the 10th or 11th century by the Chalukyas of Kalyani and was named as Vijayapura or the city of victory. Bijapur is an ancient city which is the domain of different cultures and also houses five rivers. The rivers ensure a fertile land in the area that supports the agricultural lifestyle of its people. However, most of these rivers are rainfed and hence the region suffers from drought very frequently. There are reputed universities at Bijapur such as the Visvesvaraya Technological University, Karnataka State Womens University, Rajiv Gandhi University of Health Sciences, etc. The place has a rich cultural heritage reflected through its sophisticated literature.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.