Recently declared as a megacity, Bangalore or Bengaluru is the capital city of the Indian state of Karnataka. With a population crossing ten million, Bangalore is now considered to be the third populous among all the cities in India. It is located on the Deccan Plateau in the peninsular region of southern India. Although a highly cross-cultural crowd dwells in this city, the natives of Bangalore are called Kannadigas and they speak in Kannada. Bangalore is a major fast-growing metropolis in India. The city is also commonly referred to as the "Silicon Valley of India" or the "IT capital of India" as it has been the center of the IT boom in India. Many Indian technological organizations such as ISRO, HAL, Infosys, etc. are all headquartered in the city. This demographically diverse city has supported many flourishing start-up companies as well. The welcoming weather of Bangalore is indeed a relief to the hard-working people of the city; however, the traffic situation in the city is quite notorious. Bangalore has also become a seat of education, with pristine academic institutions such as The IISc or the Indian Institute of Science, the IIMB or the Indian Institute of Management (Bangalore), the National Law School of India and many more prestigious academies being based in the city.
Ratnakar Bank was founded in August 1943. According to Business World-PWC Best Bank Survey, it was rated as the fastest growing small bank simultaneously in the year 2013, 2014 and 2015. In the year 2013, it bought a particular business of the Royal Bank of Scotland due to which 1.5 lakh of RBS customers moved to RBL Bank. In the year 2016, it acquired a 30% stake in Swadharv Finserve Pvt Ltd.RBL bank started the first credit card for Gold enthusiasts in association with Indian Gold Union. To support the government campaigns such as Make In India and Startup India, the RBL Bank came up with the Startup Club to fulfill the end to end banking needs of the emerging entrepreneurial community. It has also started the financial literacy program referred to as "Shaksham" in association with CDC to provide education to 25000 individuals and 300 villages in the four districts of MP. The RBL bank has also been a banking partner for the Delhi Daredevils. RBL even started another financial literacy program "Swadhaar Finaccess" for women from lower-income communities in association with Swadhaar Information and Management Services in Gujarat and Mumbai.