siwan is a city in Bihar. It is the district headquarters of the eponymous district. The city is situated near the border of Uttar Pradesh. Siwan has around 1.3 lakh residents who speak in Bhojpuri, Hindi & English. The city is divided into 38 wards for effective administration. This city has probably got its name from Shiva man, the ruler of the area until Babars arrival. A small river called the Daha River passes through the middle of the town - it dries up during the summer and often floods the town during the monsoon. 80% of the residents of Siwan are educated as the city is known for its many reputed academic institutions. Siwan is well connected via roadways and railways. The NH-531, NH-27 and several State Highways pass through the city. Siwan Junction railway station connects the city to other major cities of India.
Punjab National Bank is the first bank which is Swadeshi and began with the authorized national capital. The business of PNB Bank was started on 12th April 1895. The PNB was the first bank which was entirely managed by the Indians along with the national capital. The bank has spread its network with 6900 branches across India out of which 62% branches are in rural and semi-urban areas. The bank is operating a transformational exercise named as "Mission Parivartan" a think tank division for business excellence to improve the efficiency, profitability, and productivity of the bank for long-term sustenance. In digital banking, the bank has gone under several developments such as the opening of "PNB DIGI-HUT" the first proof of concept model of the digital branch launched at the Dwarka head office. The bank has also introduced an Integrated Fee Portal for its customers to enable fee payments through internet banking gateway. RBI approved the bank to act as Bharat Bill Payment Operating Unit which was made live on September 2017. The bank took some initiatives for driving financial inclusion in fiscal 2018, such as biometrics based aadhar seeding and authentication of the existing customers. It also introduced Atal Pension Yojana registration facility at the Business Correspondent locations.