Naihati is a riverside town in the Indian state of West Bengal. It is situated in the Barrackpore subdivision of the North 24 Parganas district. Naihati municipality, established in 1869, is one of the oldest in the country. Bankim Chandra Chattopadhyay, who wrote Indias national song Vande Mataram, was born in Naihati. Naihati had a vibrant industrial area. The jute mills along the bank of the Hooghly River were thriving and prosperous at a time, which attracted a lot of immigrants from the neighboring state of Bihar and Odisha. Hence, a large portion of Naihatis 2 lakh residents are immigrants who have settled down in shanty towns around the mill area. The Jenson & Nicholson factory was the first of its kind to be set up at Naihati. It produces paints, varnishes, pigments and allied products. The Gouripore Jute Mill and the Nuddea Jute Mills were leading providers of employment in Naihati. Naihati is also notable for fish farming - various genus of fish like Katla, Koi, Magur, Pabda, Rohu, etc. are reared in several fisheries in the area. Naihati railway station is also an important railway junction on the Indian Railways network. Durga Puja and Kali Puja are celebrated at Naihati with much pomp and show.
Punjab National Bank is the first bank which is Swadeshi and began with the authorized national capital. The business of PNB Bank was started on 12th April 1895. The PNB was the first bank which was entirely managed by the Indians along with the national capital. The bank has spread its network with 6900 branches across India out of which 62% branches are in rural and semi-urban areas. The bank is operating a transformational exercise named as "Mission Parivartan" a think tank division for business excellence to improve the efficiency, profitability, and productivity of the bank for long-term sustenance. In digital banking, the bank has gone under several developments such as the opening of "PNB DIGI-HUT" the first proof of concept model of the digital branch launched at the Dwarka head office. The bank has also introduced an Integrated Fee Portal for its customers to enable fee payments through internet banking gateway. RBI approved the bank to act as Bharat Bill Payment Operating Unit which was made live on September 2017. The bank took some initiatives for driving financial inclusion in fiscal 2018, such as biometrics based aadhar seeding and authentication of the existing customers. It also introduced Atal Pension Yojana registration facility at the Business Correspondent locations.