Jamalpur, a part of Munger-Jamalpur twin cities, is situated in the Indian state of Bihar. The name Jamalpur is an amalgam of two words - Jamal which means beautiful and pur which means town. True to its name, Jamalpur is indeed a beautiful town with a scenic landscape and peaceful environment. It is situated 8 kilometers from its twin city of Munger. There are more than 1 lakh residents in this city and they speak in a variety of languages such as Maithili, Hindi, Angika, Bhojpuri, Bengali and Urdu. Jamalpur is recognized for the Jamalpur Locomotive Workshop. It provides employment opportunities to more than 25000 people at its training institution known as The Indian Railways Institute of Mechanical and Electrical Engineering. The town, as well as the railway institute, was established in 1862 during the British Raj. Apart from the railway workshop, the economy of the city is also driven by a foundry, metallurgical lab facilities and machine tool facilities. "Kali Pahar" atop Jamalpur Hill, is a paleolithic site where quartzine from the Early and Middle Stone Ages was found.
Punjab National Bank is the first bank which is Swadeshi and began with the authorized national capital. The business of PNB Bank was started on 12th April 1895. The PNB was the first bank which was entirely managed by the Indians along with the national capital. The bank has spread its network with 6900 branches across India out of which 62% branches are in rural and semi-urban areas. The bank is operating a transformational exercise named as "Mission Parivartan" a think tank division for business excellence to improve the efficiency, profitability, and productivity of the bank for long-term sustenance. In digital banking, the bank has gone under several developments such as the opening of "PNB DIGI-HUT" the first proof of concept model of the digital branch launched at the Dwarka head office. The bank has also introduced an Integrated Fee Portal for its customers to enable fee payments through internet banking gateway. RBI approved the bank to act as Bharat Bill Payment Operating Unit which was made live on September 2017. The bank took some initiatives for driving financial inclusion in fiscal 2018, such as biometrics based aadhar seeding and authentication of the existing customers. It also introduced Atal Pension Yojana registration facility at the Business Correspondent locations.