Known for its delectable idli, sambhar, vada and dosa and the artistic dance form of Bharatnatyam, Chennai is the capital city of the Indian state of Tamil Nadu and it is undoubtedly one of the of the most significant cultural, educational and economic centers in South India. The city itself is a conglomerate of urban villages as well as diverse neighborhoods. The people of Chennai boast of their South Indian artistic, religious and culinary traditions. The people of Chennai are infectiously enthusiastic about their city and unfathomably passionate about their language. Tamil is the most used language in Chennai, followed by English. Hindi is not popular in this city, which can be a glitch for Hindi-speaking North Indians. Being a city in the southern tip of India, Chennai is known for its notorious sweltering southern heat. Yet thousands of tourists flock to Chennai to peak around the museums, savor the authentic South Indian delicacies, enjoy the scenic beaches and explore the beautiful temples. Recent years have thrown in a new layer on Chennai as the city has recently seen a cosmopolitan makeover. Luxury hotels, sparkling boutiques, contemporary restaurants, quirky cafes, a lot of swanky bars and clubs have sprouted all over the city, attracting a cosmopolitan crowd to this beautiful seat of ancient culture and heritage.
Punjab National Bank is the first bank which is Swadeshi and began with the authorized national capital. The business of PNB Bank was started on 12th April 1895. The PNB was the first bank which was entirely managed by the Indians along with the national capital. The bank has spread its network with 6900 branches across India out of which 62% branches are in rural and semi-urban areas. The bank is operating a transformational exercise named as "Mission Parivartan" a think tank division for business excellence to improve the efficiency, profitability, and productivity of the bank for long-term sustenance. In digital banking, the bank has gone under several developments such as the opening of "PNB DIGI-HUT" the first proof of concept model of the digital branch launched at the Dwarka head office. The bank has also introduced an Integrated Fee Portal for its customers to enable fee payments through internet banking gateway. RBI approved the bank to act as Bharat Bill Payment Operating Unit which was made live on September 2017. The bank took some initiatives for driving financial inclusion in fiscal 2018, such as biometrics based aadhar seeding and authentication of the existing customers. It also introduced Atal Pension Yojana registration facility at the Business Correspondent locations.