Anantapur, situated in the Indian state of Andhra Pradesh, is a small city that functions as the mandal headquarters as well as the divisional headquarters of the Anantapuramu mandal and the Anantapur revenue district respectively. Its official name is Anantapuramu. The region experiences a semi-arid climate that remains hot and dry for most of the year. Around 2.5 lakh people live in the city. Anantapuramu provides railway connectivity and it is labeled as an A?category station in the Guntakal railway division. It is connected to the nearby cities through several national and state highways. Millets like Jowar, Bajra and Ragi are cultivated here for consumption as well as trade. The important educational institutions in Anantapur are Sri Krishnadevaraya University, Sri Sathya Sai University and a campus of JNTU. Telugu is the most widely spoken language. Urdu, Kannada and English are also spoken.
Punjab National Bank is the first bank which is Swadeshi and began with the authorized national capital. The business of PNB Bank was started on 12th April 1895. The PNB was the first bank which was entirely managed by the Indians along with the national capital. The bank has spread its network with 6900 branches across India out of which 62% branches are in rural and semi-urban areas. The bank is operating a transformational exercise named as "Mission Parivartan" a think tank division for business excellence to improve the efficiency, profitability, and productivity of the bank for long-term sustenance. In digital banking, the bank has gone under several developments such as the opening of "PNB DIGI-HUT" the first proof of concept model of the digital branch launched at the Dwarka head office. The bank has also introduced an Integrated Fee Portal for its customers to enable fee payments through internet banking gateway. RBI approved the bank to act as Bharat Bill Payment Operating Unit which was made live on September 2017. The bank took some initiatives for driving financial inclusion in fiscal 2018, such as biometrics based aadhar seeding and authentication of the existing customers. It also introduced Atal Pension Yojana registration facility at the Business Correspondent locations.