Ahmedabad is the largest city in the Indian state of Gujarat. This former capital of Gujarat is often referred to as "Amdavad" by the natives. It is the fifth populous Indian city which is rapidly growing in terms of business and technology. Ahmedabad is slowly emerging as an important industrial and economic hub in India. Gujarati is the commonly spoken language in this city. Gujaratis, being a business-oriented community, have always ensured that the city thrives on multiple lines of trade and commerce. The historic city of Ahmadabad or Old Ahmadabad has recently been declared as Indias first UNESCO World Heritage City. The old city, situated on the bucolic eastern side of the Sabarmati River, used to be girdled by a long wall which was 10km in length. The new city, with wider streets, many upcoming neighborhoods, offices, shopping complexes and several major universities, has emerged on the western side of the river. Ahmedabad witnesses a beautiful amalgamation of tradition and modernity in its landscape, architecture and lifestyle. In fact, the city can mesmerize tourists with its wealth of architecture ? there are centuries-old mosques and mausoleums as well as buildings of cutting-edge contemporary design. The city seems like a fascinating maze comprising of excellent museums, elegant restaurants, bustling street-food joints and the tranquil Sabarmati Ashram., situated on the banks of River Sabarmati in the state of Gujarat, Ahmedabad is the largest city in this west Indian state. This city used to be the capital of Gujarat earlier and the locals usually refer to it as ?Amdavad.? The rapidly developing city of Ahmedabad is the fifth most populous city in the country and the local people speak in Gujarati. Although most of the people of Ahmedabad hail from the business community, yet the IT sector is gradually flourishing in the city. The enterprising people of Ahmedabad have always encouraged and welcomed multi-dimensional growth in the city. Ahmedabad is no doubt becoming an essential economic and industrial hub in the country, and the city is attracting enthusiastic job-seekers from all over the country. The ?old city? of Ahmedabad, which is a UNESCO World Heritage City, is found on the eastern bank of the Sabarmati River, standing proudly in its rustic grandeur. The newer parts of Ahmedabad are gradually developing into a modern Indian city, with tall buildings, posh neighborhoods, wide streets, offices, universities and shopping complexes on the western bank of the Sabarmati. Quite close to the Great Indian Desert, the city experiences hot and arid weather throughout the year but nonetheless, it attracts crowds of tourists every year to explore the ancient mausoleums, museums and the famous Sabarmati Ashram while relishing the delectable Ahmedabadi street food.
Punjab National Bank is the first bank which is Swadeshi and began with the authorized national capital. The business of PNB Bank was started on 12th April 1895. The PNB was the first bank which was entirely managed by the Indians along with the national capital. The bank has spread its network with 6900 branches across India out of which 62% branches are in rural and semi-urban areas. The bank is operating a transformational exercise named as "Mission Parivartan" a think tank division for business excellence to improve the efficiency, profitability, and productivity of the bank for long-term sustenance. In digital banking, the bank has gone under several developments such as the opening of "PNB DIGI-HUT" the first proof of concept model of the digital branch launched at the Dwarka head office. The bank has also introduced an Integrated Fee Portal for its customers to enable fee payments through internet banking gateway. RBI approved the bank to act as Bharat Bill Payment Operating Unit which was made live on September 2017. The bank took some initiatives for driving financial inclusion in fiscal 2018, such as biometrics based aadhar seeding and authentication of the existing customers. It also introduced Atal Pension Yojana registration facility at the Business Correspondent locations.