Panihati is a developing city in the North 24 Parganas district of the Indian state of West Bengal. It is a part of Kolkata Urban Agglomeration with more than 3 lakh residents. Panihati municipality is a part of the Kolkata Metropolitan Area Development Area or KMDA. There are prestigious educational institutions such as the St. Xaviers Institution, the Narula Institute of Technology, Guru Nanak Institute of Technology, etc. in the vicinity of the city. The small city is well connected via railways with two important railway stations - Agarpara and Sodepur in the vicinity. The place is known for hosting many industries. The Bengal Chemicals and Pharmaceuticals at Panihati is a leading manufacturer of medicines. The Bengal Waterproof Works Private Ltd. is popular for their brand Duckback. The Texmaco Rail and Engineering Ltd. has five manufacturing units in and around Panihati. The residents are either employed in these industries or they travel to the various service sectors of the KMDA region for work.
The Oriental Bank of Commerce was founded in 1943 in Lahore(Pakistan). It is headquartered in Gurgaon. Shri Mukesh Kumar Jain is the MD and CEO of the OBC bank, and Shri Himanshu Joshi is the Executive Director. In Internet Banking, iBanking services of OBC have been introduced and are available to customers of all the branches through Centralized Banking Solutions(CBS). The customers can view their accounts from anywhere along with making transactions such as fund transfer(NEFT/RTGS), E-commerce within bank transfer, tax payments, etc. In mobile banking, customers can avail OBC mPAY either by online registration or by visiting the bank branch. The customer can also register without making any prior request. Through OBC mPAY customer can avail several facilities such as both intra and inter-fund transfer, cheque status, account statement, account balance, etc. Under the influence of Digital India, the bank has launched BHIM AADHAR OBC app, installed by merchants for taking payments from customers. It works on AEPS or Aadhar Enabled Payment System. National Payment Corporation of India made BHIM and dedicated its service to the nation. Oriental Batua app is another initiative taken by OBC for providing a convenient mode of bill payments.