Ludhiana is the largest city in the north Indian state of Punjab. It is one of the richest cities in our country. The city is known to be a textile manufacturing hub in the north. It has a lot of large, medium and small scale manufacturing units. Ludhiana is also known for its industrial units. These units mostly produce and supply for bicycle and auto parts. The city is centrally located in the middle of the state. It provides a lot of employment opportunities to people from the state as well as across the country. Ludhiana also has substantial agricultural lands in the outskirts of the city that require a lot of manpower supplied by various parts of India. Ludhiana has been on a consistent upward trajectory due to its industries and it is rumored that Ludhiana has the largest number of imported luxury vehicles in the whole nation. The central city is densely populated with many markets and small trading units. On the education front, this city is home to the largest agricultural university in the continent called the Punjab Agricultural University. Besides this, there are some old and modern colleges such as Christian Medical College, Sri Aurobindo College of Commerce and Management, University Business School, etc. There are a few places in Ludhiana that attract visitors. Phillaur Fort, Maharaja Ranjit Singh war museum, Gurudwara Nanaksar Jagroan, Nehru Rose Garden, etc. are of great tourist interest. Ludhiana is soon becoming a hub of real estate since plenty of commercial and residential projects are coming up in the city, opening up multiple new job avenues.
The Oriental Bank of Commerce was founded in 1943 in Lahore(Pakistan). It is headquartered in Gurgaon. Shri Mukesh Kumar Jain is the MD and CEO of the OBC bank, and Shri Himanshu Joshi is the Executive Director. In Internet Banking, iBanking services of OBC have been introduced and are available to customers of all the branches through Centralized Banking Solutions(CBS). The customers can view their accounts from anywhere along with making transactions such as fund transfer(NEFT/RTGS), E-commerce within bank transfer, tax payments, etc. In mobile banking, customers can avail OBC mPAY either by online registration or by visiting the bank branch. The customer can also register without making any prior request. Through OBC mPAY customer can avail several facilities such as both intra and inter-fund transfer, cheque status, account statement, account balance, etc. Under the influence of Digital India, the bank has launched BHIM AADHAR OBC app, installed by merchants for taking payments from customers. It works on AEPS or Aadhar Enabled Payment System. National Payment Corporation of India made BHIM and dedicated its service to the nation. Oriental Batua app is another initiative taken by OBC for providing a convenient mode of bill payments.