Karaikudi is situated in the Sivaganga district of Tamil Nadu. It is a greater municipality and the states 20th largest urban agglomeration. It is part of the Chettinad area and has been declared a heritage town by the State Government of Tamil Nadu. Karaikudi is known for its palatial houses that are built with limestone called Karai Veedu. Karaikudi has derived its name from the thorny plant called Karai. It has been referred to in the ancient literature as Kareekudi. The name gradually got modified and modernized into Karaikudi. It was established in the 19th century. The oldest known structure in the area is the Koppudaiya Nayagi Amman Temple. The town of Karaikudi is home to the Nagarathars and the Chettiars who form the business community, the financiers and the trade facilitators. Karaikudi is a rapidly developing urban center. UNESCO has proposed to set up a Chettinad Heritage Museum in the area, recognizing the unique architectural style of the region. Karaikudi is known for its palm leaf baskets woven by the women, known as Chettinad Kottan. Chettinadu Kandangi sarees of Karaikudi are widely popular in the region. The handicraft industry in Karaikudi is indeed a thriving business. Karaikudi is also known for its delectable cuisine. There are many prominent temples in the area that attract tourists. Kundrakudi Shanmuganathan Temple, Ariyakudi Thiruvengamudayan Temple, Pillayarpatti Karpagavinayagar temple, Thirumayam Permual Temple, Kannadasan Mandapam, Kamban Manimandapam, Chettinad Raja Palace and Thousand windows house are the visitor attractions in Karaikudi
The Oriental Bank of Commerce was founded in 1943 in Lahore(Pakistan). It is headquartered in Gurgaon. Shri Mukesh Kumar Jain is the MD and CEO of the OBC bank, and Shri Himanshu Joshi is the Executive Director. In Internet Banking, iBanking services of OBC have been introduced and are available to customers of all the branches through Centralized Banking Solutions(CBS). The customers can view their accounts from anywhere along with making transactions such as fund transfer(NEFT/RTGS), E-commerce within bank transfer, tax payments, etc. In mobile banking, customers can avail OBC mPAY either by online registration or by visiting the bank branch. The customer can also register without making any prior request. Through OBC mPAY customer can avail several facilities such as both intra and inter-fund transfer, cheque status, account statement, account balance, etc. Under the influence of Digital India, the bank has launched BHIM AADHAR OBC app, installed by merchants for taking payments from customers. It works on AEPS or Aadhar Enabled Payment System. National Payment Corporation of India made BHIM and dedicated its service to the nation. Oriental Batua app is another initiative taken by OBC for providing a convenient mode of bill payments.