surat is a rapidly developing city in the Indian state of Gujarat. Surat was a large seaport earlier; it is now a flourishing center for diamond cutting and polishing. The city center of Surat is located on the banks of the Tapti River and is quite close to the Arabian Sea. Apart from its diamond industry, Surat has also achieved huge success in the textile industry and is gradually proceeding into the IT sector. Microsoft and IBM have taken up the task of developing Surat into a smart city with special attention towards Citizen Services, Waste Management and Disaster Management. Surat is known for its wonderful infrastructure - it is often called the city of flyovers. Surat is also known for its sense of hygiene - despite its industrial backdrop, Surat proudly claims to be one of the tidiest and cleanest cities in the country. Surat is a culturally diversified city. Apart from being called the "Diamond City" and the "Silk City", Surat is often referred to as mini India, owing to a large number of immigrants from all over India. Surat is probably the only city in Gujarat that celebrates non-Gujarati festivals. Surats landscape comprises a bustling city with all the modern amenities and industries on one hand and gorgeous beaches on the other. This avid juxtaposition makes the city all the more picturesque., surat is a fast growing city in the state of Gujarat. Surat used to be a seaport earlier. It is now flourishing in diamond cutting and polishing. Thriving on the banks of River Tapti, Surat is near the Arabian Sea. Besides its flourishing diamond business, the city has also achieved immense success in the textile industry. It is now setting its initial footsteps in the IT sector. IBM and Microsoft are developing Surat into a smart city by improving its Services for Citizens, Waste Management and Disaster Management. Surat is often referred to as the "Silk City", "Diamond City" and it is of late being viewed as a mini India, since a large number of immigrants are moving to Surat from all over India thus making it a culturally diversified city. No other city in Gujarat indulges so much in the cultures of other states as Surat does by celebrating many non-Gujarati festivals. The vibrant essence of the city comprises of a bustling city crowd with all the available modern amenities. While there is an industrial belt on one hand, there are gorgeous beaches on the other. This avid combination makes the city all the more picturesque and appealing.
the KVB bank primarily operates in the treasury, corporate/retail banking segments and wholesale banking. It provides services such as personal, agricultural banking, corporate, and services to NRIs and MSME. It is based in Karur, Tamil Nadu. Its a private-sector bank, set up by M. A. Venkatarama Chettiar and Athi Krishna Chettiar in 1916. The KVB offer services like corporate loans, multicity current account, Demat account, and general insurance among others under corporate banking The bank offers housing loan, personal loan, insurance, and fixed deposits among others under private banking. The schemes supplied by KVB under agricultural banking includes Green Harvester, Green Trac, and KVB Happy Kisan among others. The bank offers products such as MSME Cash, Vendor Bill Discounting among others. In FY16, it introduced many initiatives like an e-book, reloadable cards, Kisan credit cards, automatic passbook kiosk, etc. The recent action is the introduction of a fast tag and UPI based payment system. As of Dec 2017, total business volume was 1,00,000+ crore. As on 1 July 2018, the bank had increased branches and ATMs during the year thus accounting the total number to 798 branches and 1,780 plus ATMs and 505 cash deposit machines.