shimla or Simla is the capital city of the Indian state of Himachal Pradesh. It is a hill-side city, known for being a much-coveted tourist destination. The name of the city is received from an incarnation of the Hindu goddess Kali, known as Goddess Shyamala Devi. Shimla was chosen to be the summer capital of British India in 1864. The city became the capital of Punjab after independence. It was later shifted to the territorial boundaries of Himachal Pradesh and was made its capital. It is the principal center for commercial, cultural and educational activities of Himachal Pradesh. The city consisted of small hamlets before 1815 when the British forces took control of the area. The conducive climatic conditions of the area attracted the British to set up the city amidst the dense forests of the Himalayas. Shimla houses many buildings styled in the neo-Gothic and Tudorbethan architectures dating from the colonial era. It also has multiple temples and churches. These specimens of colonial architecture along with the natural environment of the city attract tourists. Places worth visiting in Shimla are the Viceroy Lodge, the Christ Church, the Jakhoo Temple, etc. The Mall Road and the Ridge together form the city center and are full of tourists at all times. The Kalka?Shimla Railway line which is a UNESCO World Heritage Site is also a major tourist attraction. Tourism fuels the economy of this scenic city.
The J&K Bank is a State-owned banking and financial services company based in Srinagar, Jammu, and Kashmir. It was incorporated on October 1, 1938. On 1 October 1938, the Jammu and Kashmir Bank was founded by Maharaja Hari Singh (the Maharaja of Jammu and Kashmir). The bank had achieved the status of a scheduled bank In the year 1971. It had to face severe problems during the time independence when two branches of Muzaffarabad fell to the other side of the LOC (now Pakistan administered Kashmir) along with cash and other assets. It has been designated as the RBIs agent for all the banking related businesses, making it the first bank of its kind. Any savings account opened with the bank will attract an interest-earning which is paid to the customer after every six months. The rate of interest is 4% per annum.The bank provides services through internet banking to its customers. Some of the facilities are: Tax payment, Inquiry of account balance, Account statement generation, Fund transfer facility. Mr. Parvez Ahmed is the chairman and CEO of Jammu & Kashmir Bank.