The city of Purnia in the Indian state of Bihar also functions as the administrative headquarters of both the Purnia district and the Purnia division. It is located in the Kosi- Seemanchal area of Bihar. Purnia hosts several military bases such as Indian Air Force, Indian Army, three branches of Indias Central Armed Police Forces, the Border Security Force, the Sashastra Seema Bal and the Indo-Tibetan Border Police. The name of the city may have originated from the Sanskrit word Purna?Aranya, which means complete jungle. Purnia has a large forest cover and is located in the Mithila region of the state. The city lies on the alluvial tract of the Gangetic Plain and numerous rivers flow through the area that are mostly the tributaries of River Koshi. The city experience a favorable climate and is often referred to as "Mini Darjeeling." There are around 3 lakh residents in Purnia. Maithili, Angika, Hindi, Urdu, Bengali as well as English are the commonly spoken languages in this area. Purnia has an agricultural economy. The fertile soil supports paddy cultivation. Crops like potatoes, wheat, khesari, chickpeas, lentils, barley, sugarcane, tobacco, chili peppers, maize, makhana, mung beans and jute are also cultivated in the area. There are several poultries and fisheries in Purnia. This rapidly developing city is equipped with all modern amenities and many educational institutions.
The IDBI Bank Ltd provides personalized banking and financial solutions to its customers in the retail and corporate sector via the network of branches, ATMs and internet banking. Core IT banking platform drives the operations of IDBI. Under the Parliament Act, IDBI Bank was constituted in 1964 as a wholly-owned subsidiary of the RBI. In 1976, GOI took the ownership of IDBI, and it was regarded as the public financial institution in the finance and development industry. In July 1995, the government holding in the bank shares came down from 100% to 75% due to the public issue of IDBI. In the year 2004, the IDBI was transformed into the bank from DFI. IDBI obtained the status of a limited company under Transfer of Undertaking and Repeal Act, 2003 (Repeal Act). The scheduled bank status was given to IDBI Bank by the Reserve Bank of India under the RBI Act, 1934. Consequently, the IDBI formally entered into the banking business as IDBI Ltd. The United Western Bank Ltd was with IDBI Ltd in 2006, under the provisions of section 45 of Banking Regulation Act, 1949. In the year 2008, the name of the bank was changed from IDBI Ltd to IDBI Bank Ltd, and a fresh certificate of incorporation was issued.