Motihari is located in the East Champaran district of Bihar. It falls under the Tirhut Division of the state and functions as the headquarter of its district. The place is quite near to the country border between India and Nepal as well as India and Bangladesh. Motihari is known for its wonderful scenic beauty. The picturesque Motijheel Lake is of stunning beauty and it divides the town into two parts. The Gandhi Sangrahalaya in Motihari is known for its collection of relics and photographs of the Satyagraha at Champaran. The Gandhian Memorial Pillar at Motihari is another famous landmark of Motihari. The city has more than 1 lakh residents who mainly speak in Hindi and Bhojpuri.
The IDBI Bank Ltd provides personalized banking and financial solutions to its customers in the retail and corporate sector via the network of branches, ATMs and internet banking. Core IT banking platform drives the operations of IDBI. Under the Parliament Act, IDBI Bank was constituted in 1964 as a wholly-owned subsidiary of the RBI. In 1976, GOI took the ownership of IDBI, and it was regarded as the public financial institution in the finance and development industry. In July 1995, the government holding in the bank shares came down from 100% to 75% due to the public issue of IDBI. In the year 2004, the IDBI was transformed into the bank from DFI. IDBI obtained the status of a limited company under Transfer of Undertaking and Repeal Act, 2003 (Repeal Act). The scheduled bank status was given to IDBI Bank by the Reserve Bank of India under the RBI Act, 1934. Consequently, the IDBI formally entered into the banking business as IDBI Ltd. The United Western Bank Ltd was with IDBI Ltd in 2006, under the provisions of section 45 of Banking Regulation Act, 1949. In the year 2008, the name of the bank was changed from IDBI Ltd to IDBI Bank Ltd, and a fresh certificate of incorporation was issued.