Gulbarga, also known as by its official name Kalaburagi, is an urban agglomeration situated in the southern Indian state of Karnataka. Standing on the banks the Krishna and Bhima rivers, it is one of the most important cities in the state and also the administrative headquarters of Gulbarga District. The current administration of Gulbarga is carried out by representatives elected to service its 55 wards. The economy of Gulbarga is mainly dependent on agriculture. The place is known for the cultivation of Pigeon Peas and Toor Dal. Recently, upon the state governments initiatives, many industries have been set up in and around the city. Gulbarga has units to manufacture cement, textile, leather and chemicals. Gulbarga is the home to many educational institutions like the Karnataka State University, KBN institute of medical sciences and Gulbarga Institute of Medical Sciences. Gulbarga is well known as a tourist destination as well. There are many temples and forts in the area. Tourist spots such as the Bahmani fort, the Government Museum, the Holkonda fort, the Ferozabad Fort, the Sharanabasaveshwar Temple, Shri Sadguru Dattatreya Narasimha Saraswati, Shri Kshetra Ganagapur, Sri Hulakantheshwar Temple are frequented by tourists.
The government owns Punjab & Sind Bank, and it is based in New Delhi. Its 623 offices are in Punjab state out of 1554 branches spread all over India. On 24 June 1908, the Punjab & Sind Bank was founded by Sir Sunder Singh, MajithaBhai Vir Singh, and Sardar Tarlochan Singh. The Government of India nationalized the Punjab National Bank on 15 April 1980 along with other six banks in the second wave of nationalizations. The first nationalization had been in 1969 when the government nationalized the top 14 banks. The Punjab & Sind Bank established a branch in London in the 1960s. In 1991 the London branch was acquired by the Bank of Baroda at the order of the Reserve Bank of India due to Punjab & Sinds involvement in the Sethia fraud in 1987. The Punjab & Sind has shown growth of over 40% year on year since 2004, and its IPO was put over the top by more than 50 times recently. In business, the bank crossed a mark of Rs 1 lac crore. The Punjab & Sind Bank sponsored a regional rural bank known as Sutlej Gramin Bank. The products of Punjab and Sind bank includes Debit Card, ATM, Internet Banking, Mobile Banking, SMS Banking, BHIM, UPI, POS Machine, AADHAR PAY, BHARAT QR