A city as well as a municipal board in the district of the same name, Bahraich is located in the Indian state of Uttar Pradesh. It lies beside the Saryu River, which is a tributary of River Ghaghra. Bahraich shares an international border with the neighboring country, Nepal. According to the socio-economic and basic amenities indicators, the Government of India has declared that Bahraich is one of the most minority-concentrated areas in India. Bahraich has a vast forest cover. Trees like Shisham, Dhak, Mahua, Babul, Ashok, Khajur, Mango, Neem, Peepal and Gular are grown here. Several varieties of mangoes, especially the Dasheri mangoes, are grown here. The main crops cultivated at Bahraich are wheat, paddy, sugarcane, mustard and various vegetables. Apart from this, many medicinal and herbal plants like Tulsi, Peppermint are also grown in Bahraich. Hence, the city has an agricultural economy. The area is a growing district in the direction of education as many institutions have been set up in Bahraich like Sanjeevani Institute of Technology and Management, Lord Buddha Degree College, Rupaidiha, Mithilesh Nandini Reshama Arif Mahavidyalaya and several other Islamic education institutes. Awadhi and Urdu are the most commonly used language by the people of Bahraich.
The government owns Punjab & Sind Bank, and it is based in New Delhi. Its 623 offices are in Punjab state out of 1554 branches spread all over India. On 24 June 1908, the Punjab & Sind Bank was founded by Sir Sunder Singh, MajithaBhai Vir Singh, and Sardar Tarlochan Singh. The Government of India nationalized the Punjab National Bank on 15 April 1980 along with other six banks in the second wave of nationalizations. The first nationalization had been in 1969 when the government nationalized the top 14 banks. The Punjab & Sind Bank established a branch in London in the 1960s. In 1991 the London branch was acquired by the Bank of Baroda at the order of the Reserve Bank of India due to Punjab & Sinds involvement in the Sethia fraud in 1987. The Punjab & Sind has shown growth of over 40% year on year since 2004, and its IPO was put over the top by more than 50 times recently. In business, the bank crossed a mark of Rs 1 lac crore. The Punjab & Sind Bank sponsored a regional rural bank known as Sutlej Gramin Bank. The products of Punjab and Sind bank includes Debit Card, ATM, Internet Banking, Mobile Banking, SMS Banking, BHIM, UPI, POS Machine, AADHAR PAY, BHARAT QR