Kanpur is an Indian city in the state of Uttar Pradesh. It was earlier known as "Cawnpore." It closely follows the state capital Lucknow in terms of area and population. The city is of utmost religious, historical and commercial importance. Kanpur stands on the banks of the eternal Ganga and is considered to be one of the major industrial centers of India. This industrial town excels in basic metal, chemicals and rubber products. Kanpur has a bunch of defense factories for Field guns, ordnance equipment, small arms and ordnance parachutes. The leather industry in Kanpur is also quite famous. Kanpur previously had a huge yield of cotton and was often called the "Manchester of India." Besides being the most industrialized region of UP, Kanpur is also recognized as an important educational center. The city hosts prestigious institutions like IIT Kanpur and Harcourt Butler Technological Institute. Moreover, Kanpur is closely following Kota and has recently become a hub of coaching center. Innumerable coaching institutes have sprouted in the Kakadeo area of Kanpur. The infrastructural facilities in Kanpur are under development. The city has a domestic airport, but people need to travel to the neighboring city of Lucknow for international flights. Kanpur Central is an important and busy railway station with rail routes connecting to all major Indian cities. The local roads in Kanpur are not well appreciated although many highways pass through the city. A peripheral Outer Ring Road is under-construction to allow the heavy vehicles to bypass the city and prevent traffic congestion in the city. Kanpur is famous for its pollution. According to WHO, it is the worlds most polluted city and thus hinders the development of the city.
The J&K Bank is a private sector banking and financial services company based in Srinagar, Jammu, and Kashmir. J&K Bank established on October 1, 1938, was the first bank in the country to emerge as a state-owned bank. On 1 October 1938, the Jammu and Kashmir Bank was founded by Maharaja Hari Singh (the Maharaja of Jammu and Kashmir). The eminent investors were invited by the Maharaja to become the founding directors and shareholders of the bank. The most notable investors were Abdul Aziz Mantoo, Pesten jee, Pandit Sriniwas Magotra, and the Bhagat Family, all of whom acquired a significant holding in bank shares. On 4 July 1939, the bank commenced the operations, and it was declared as the first semi-state-owned bank of with participation in capital by State and the public under the control of State Government. The bank had achieved the status of a scheduled bank In the year 1971 and was recognized as an "A" Class bank by the Reserve Bank of India in 1976. The bank had to face severe difficulties during independence time as out of its ten branches two branches of Muzaffarabad, Rawalakot, and Mirpur fell to the other side of the line of control (now Pakistan administered Kashmir) along with cash and other assets. As per the regulations of Indian Companies Act 1956, the bank was declared as a government company following the extension of Central laws to the state of Jammu & Kashmir.