Gulbarga, also known as by its official name Kalaburagi, is an urban agglomeration situated in the southern Indian state of Karnataka. Standing on the banks the Krishna and Bhima rivers, it is one of the most important cities in the state and also the administrative headquarters of Gulbarga District. The current administration of Gulbarga is carried out by representatives elected to service its 55 wards. The economy of Gulbarga is mainly dependent on agriculture. The place is known for the cultivation of Pigeon Peas and Toor Dal. Recently, upon the state governments initiatives, many industries have been set up in and around the city. Gulbarga has units to manufacture cement, textile, leather and chemicals. Gulbarga is the home to many educational institutions like the Karnataka State University, KBN institute of medical sciences and Gulbarga Institute of Medical Sciences. Gulbarga is well known as a tourist destination as well. There are many temples and forts in the area. Tourist spots such as the Bahmani fort, the Government Museum, the Holkonda fort, the Ferozabad Fort, the Sharanabasaveshwar Temple, Shri Sadguru Dattatreya Narasimha Saraswati, Shri Kshetra Ganagapur, Sri Hulakantheshwar Temple are frequented by tourists.
The J&K Bank is a private sector banking and financial services company based in Srinagar, Jammu, and Kashmir. J&K Bank established on October 1, 1938, was the first bank in the country to emerge as a state-owned bank. On 1 October 1938, the Jammu and Kashmir Bank was founded by Maharaja Hari Singh (the Maharaja of Jammu and Kashmir). The eminent investors were invited by the Maharaja to become the founding directors and shareholders of the bank. The most notable investors were Abdul Aziz Mantoo, Pesten jee, Pandit Sriniwas Magotra, and the Bhagat Family, all of whom acquired a significant holding in bank shares. On 4 July 1939, the bank commenced the operations, and it was declared as the first semi-state-owned bank of with participation in capital by State and the public under the control of State Government. The bank had achieved the status of a scheduled bank In the year 1971 and was recognized as an "A" Class bank by the Reserve Bank of India in 1976. The bank had to face severe difficulties during independence time as out of its ten branches two branches of Muzaffarabad, Rawalakot, and Mirpur fell to the other side of the line of control (now Pakistan administered Kashmir) along with cash and other assets. As per the regulations of Indian Companies Act 1956, the bank was declared as a government company following the extension of Central laws to the state of Jammu & Kashmir.