The district of Buxar consists of areas under the Buxar Sadar of the old Bhojpur District and it came into existence in 1991. The headquarters and principal town of the state is Buxar Town. The district is surrounded by Ballia, Ghaziapur, Rohtas and Bhojpur District. The Buxar District consists of a total of 2 sub-divisions and 11 blocks. One town is located in each of the sub-division. The climate of the district is moderate. The months of May and April are considered to be very hot and the cold weather begins in November and lasts till March end. However, the rainfall experienced by the district is mostly in July and August. The district of Buxar is also struggling with the problems of deforestation which is asserted by the thin forest area. Firewood is still considered to be one of the major products of these forests. One of the primary reasons for the thinning of forest line is considered to be the development of irrigation programs around the district. Animals found in the district are Neelgain, spotted deer and monkeys. The perennial source of water is the river, Sone. This river-stretch provides irrigation to a significant portion of the district. Buxar has gradually turned into an agriculture-centric district with a large chunk of its land-use devoted towards agricultural activities. Rice, wheat, grams and pulses are considered to be the main crops of the district. When it comes to industry, there are many small and medium scale industries located in this district. The major SMEs in the district being the soap industry and the leather industry. The credit facilities in the district, however, are very limited. The primary credit-giving banks in the district are the Central Co-Operative Institutions. These banks are only limited to financing the short and medium term loans towards agricultural practices.
The J&K Bank is a private sector banking and financial services company based in Srinagar, Jammu, and Kashmir. J&K Bank established on October 1, 1938, was the first bank in the country to emerge as a state-owned bank. On 1 October 1938, the Jammu and Kashmir Bank was founded by Maharaja Hari Singh (the Maharaja of Jammu and Kashmir). The eminent investors were invited by the Maharaja to become the founding directors and shareholders of the bank. The most notable investors were Abdul Aziz Mantoo, Pesten jee, Pandit Sriniwas Magotra, and the Bhagat Family, all of whom acquired a significant holding in bank shares. On 4 July 1939, the bank commenced the operations, and it was declared as the first semi-state-owned bank of with participation in capital by State and the public under the control of State Government. The bank had achieved the status of a scheduled bank In the year 1971 and was recognized as an "A" Class bank by the Reserve Bank of India in 1976. The bank had to face severe difficulties during independence time as out of its ten branches two branches of Muzaffarabad, Rawalakot, and Mirpur fell to the other side of the line of control (now Pakistan administered Kashmir) along with cash and other assets. As per the regulations of Indian Companies Act 1956, the bank was declared as a government company following the extension of Central laws to the state of Jammu & Kashmir.