siwan is a city in Bihar. It is the district headquarters of the eponymous district. The city is situated near the border of Uttar Pradesh. Siwan has around 1.3 lakh residents who speak in Bhojpuri, Hindi & English. The city is divided into 38 wards for effective administration. This city has probably got its name from Shiva man, the ruler of the area until Babars arrival. A small river called the Daha River passes through the middle of the town - it dries up during the summer and often floods the town during the monsoon. 80% of the residents of Siwan are educated as the city is known for its many reputed academic institutions. Siwan is well connected via roadways and railways. The NH-531, NH-27 and several State Highways pass through the city. Siwan Junction railway station connects the city to other major cities of India.
IOB based in Chennai, is a public sector bank with almost 3400 domestic branches, including 1150 branches in Tamil Nadu, and eight offices in overseas as of 31 October 2017. An ISO certified in-house Information Technology department, which had developed the software used by IOB to provide online banking to customers earlier. The IOB had a network of around 3300 ATMs across India, as of 2016. The branches of IOB are in Singapore, Bangkok, Colombo, Seoul. The representative offices of IOB are in Guangzhou, Dubai, and Vietnam. In 1937, the Indian Overseas Bank (IOB) was established by Thiru.M. Ct. M. Chidambaram Chettyar for encouraging foreign exchange operations and overseas banking. IOB opened a representative office each in Guangzhou, China, and Kualalampur. IOB opened other Representative offices in Dubai and the United Arab Emirates in the year 2009. In 2015, IOB launched m Passbook applications and new mobile banking services. The Apollo Munich Health Insurance has tied up with IOB to serve specialized health and personal accident products to its customers.