The city of Howrah is considered to be Kolkata?s twin. It is an industrial city situated in the eastern Indian state of West Bengal. The Hooghly River acts as a divider between Howrah and the state capital Kolkata. Thus, this city lies on the banks of the Hooghly River and hosts the administrative headquarters of Howrah district. There are four famous bridges in Howrah that connects it to Kolkata. Among these, the Howrah bridge is a popular landmark. The city has a long history and rich culture tied with that of Kolkata. The economy of the city is chiefly dependent on agriculture and manufacturing industries. Crops such as paddy, oilseeds, pulses, potato and vegetables are grown as well as traded. The Howrah railway station has remarkable connectivity. The busiest railway station in the state, it not only connects the capital city of Kolkata to all its suburbs and neighboring cities but also connects it to the rest of the country through the Eastern and South-eastern Railways. Howrah houses educational institutions and universities like Bengal Engineering and Science University (BESU) and Ramakrishna Mission Vidyamandira. Tourists who visit Kolkata enjoy a stroll in the Indian Botanical Garden at Howrah which houses the largest Banyan Tree in the world. The Rail Museum located near the Howrah Railway station is an enjoyable experience for children. The Belur Math Ramakrishna Mission is a scenic spot that attracts tourists as well as devotees.
IOB based in Chennai, is a public sector bank with almost 3400 domestic branches, including 1150 branches in Tamil Nadu, and eight offices in overseas as of 31 October 2017. An ISO certified in-house Information Technology department, which had developed the software used by IOB to provide online banking to customers earlier. The IOB had a network of around 3300 ATMs across India, as of 2016. The branches of IOB are in Singapore, Bangkok, Colombo, Seoul. The representative offices of IOB are in Guangzhou, Dubai, and Vietnam. In 1937, the Indian Overseas Bank (IOB) was established by Thiru.M. Ct. M. Chidambaram Chettyar for encouraging foreign exchange operations and overseas banking. IOB opened a representative office each in Guangzhou, China, and Kualalampur. IOB opened other Representative offices in Dubai and the United Arab Emirates in the year 2009. In 2015, IOB launched m Passbook applications and new mobile banking services. The Apollo Munich Health Insurance has tied up with IOB to serve specialized health and personal accident products to its customers.