Officially known as the NCT or the National Capital Territory, Delhi is a union territory and also the capital city and of India. Hence, it is the center of the National Capital Region (NCR). Although it is a union territory, the administration of Delhi closely resembles that of any Indian state as it has its own high court, legislature and an executive council headed by a Chief Minister. Delhi gives a tough competition to Mumbai in terms of population and wealth. It is the second wealthiest city in India, closely following Mumbai. It is also a tourism hub for its famous ancient historical relics. Heritage sites like the Qutub Minar, Humayun?s Tomb, Jama Masjid are hotspots for active tourism. Moreover, Delhi connects travelers to exciting destinations in the northern Himalayan Mountains. The city experiences a sub-tropical semi-arid climate ? the summer and winter months starkly contrast each other and are marked by temperatures at extreme ends. The city has an excellent infrastructure in terms of transport and connectivity. However, the pollution levels in the city have reached alarming levels of late. The people of Delhi, commonly known as ?Delhiites,? lovingly call their city ?Dilli? according to the Hindi pronunciation. Home to people from different parts of India, Delhi is indeed a melting pot of various cultures.
IOB based in Chennai, is a public sector bank with almost 3400 domestic branches, including 1150 branches in Tamil Nadu, and eight offices in overseas as of 31 October 2017. An ISO certified in-house Information Technology department, which had developed the software used by IOB to provide online banking to customers earlier. The IOB had a network of around 3300 ATMs across India, as of 2016. The branches of IOB are in Singapore, Bangkok, Colombo, Seoul. The representative offices of IOB are in Guangzhou, Dubai, and Vietnam. In 1937, the Indian Overseas Bank (IOB) was established by Thiru.M. Ct. M. Chidambaram Chettyar for encouraging foreign exchange operations and overseas banking. IOB opened a representative office each in Guangzhou, China, and Kualalampur. IOB opened other Representative offices in Dubai and the United Arab Emirates in the year 2009. In 2015, IOB launched m Passbook applications and new mobile banking services. The Apollo Munich Health Insurance has tied up with IOB to serve specialized health and personal accident products to its customers.