Known for its delectable idli, sambhar, vada and dosa and the artistic dance form of Bharatnatyam, Chennai is the capital city of the Indian state of Tamil Nadu and it is undoubtedly one of the of the most significant cultural, educational and economic centers in South India. The city itself is a conglomerate of urban villages as well as diverse neighborhoods. The people of Chennai boast of their South Indian artistic, religious and culinary traditions. The people of Chennai are infectiously enthusiastic about their city and unfathomably passionate about their language. Tamil is the most used language in Chennai, followed by English. Hindi is not popular in this city, which can be a glitch for Hindi-speaking North Indians. Being a city in the southern tip of India, Chennai is known for its notorious sweltering southern heat. Yet thousands of tourists flock to Chennai to peak around the museums, savor the authentic South Indian delicacies, enjoy the scenic beaches and explore the beautiful temples. Recent years have thrown in a new layer on Chennai as the city has recently seen a cosmopolitan makeover. Luxury hotels, sparkling boutiques, contemporary restaurants, quirky cafes, a lot of swanky bars and clubs have sprouted all over the city, attracting a cosmopolitan crowd to this beautiful seat of ancient culture and heritage.
IOB based in Chennai, is a public sector bank with almost 3400 domestic branches, including 1150 branches in Tamil Nadu, and eight offices in overseas as of 31 October 2017. An ISO certified in-house Information Technology department, which had developed the software used by IOB to provide online banking to customers earlier. The IOB had a network of around 3300 ATMs across India, as of 2016. The branches of IOB are in Singapore, Bangkok, Colombo, Seoul. The representative offices of IOB are in Guangzhou, Dubai, and Vietnam. In 1937, the Indian Overseas Bank (IOB) was established by Thiru.M. Ct. M. Chidambaram Chettyar for encouraging foreign exchange operations and overseas banking. IOB opened a representative office each in Guangzhou, China, and Kualalampur. IOB opened other Representative offices in Dubai and the United Arab Emirates in the year 2009. In 2015, IOB launched m Passbook applications and new mobile banking services. The Apollo Munich Health Insurance has tied up with IOB to serve specialized health and personal accident products to its customers.