A city as well as a municipal board in the district of the same name, Bahraich is located in the Indian state of Uttar Pradesh. It lies beside the Saryu River, which is a tributary of River Ghaghra. Bahraich shares an international border with the neighboring country, Nepal. According to the socio-economic and basic amenities indicators, the Government of India has declared that Bahraich is one of the most minority-concentrated areas in India. Bahraich has a vast forest cover. Trees like Shisham, Dhak, Mahua, Babul, Ashok, Khajur, Mango, Neem, Peepal and Gular are grown here. Several varieties of mangoes, especially the Dasheri mangoes, are grown here. The main crops cultivated at Bahraich are wheat, paddy, sugarcane, mustard and various vegetables. Apart from this, many medicinal and herbal plants like Tulsi, Peppermint are also grown in Bahraich. Hence, the city has an agricultural economy. The area is a growing district in the direction of education as many institutions have been set up in Bahraich like Sanjeevani Institute of Technology and Management, Lord Buddha Degree College, Rupaidiha, Mithilesh Nandini Reshama Arif Mahavidyalaya and several other Islamic education institutes. Awadhi and Urdu are the most commonly used language by the people of Bahraich.
IOB based in Chennai, is a public sector bank with almost 3400 domestic branches, including 1150 branches in Tamil Nadu, and eight offices in overseas as of 31 October 2017. An ISO certified in-house Information Technology department, which had developed the software used by IOB to provide online banking to customers earlier. The IOB had a network of around 3300 ATMs across India, as of 2016. The branches of IOB are in Singapore, Bangkok, Colombo, Seoul. The representative offices of IOB are in Guangzhou, Dubai, and Vietnam. In 1937, the Indian Overseas Bank (IOB) was established by Thiru.M. Ct. M. Chidambaram Chettyar for encouraging foreign exchange operations and overseas banking. IOB opened a representative office each in Guangzhou, China, and Kualalampur. IOB opened other Representative offices in Dubai and the United Arab Emirates in the year 2009. In 2015, IOB launched m Passbook applications and new mobile banking services. The Apollo Munich Health Insurance has tied up with IOB to serve specialized health and personal accident products to its customers.