Manage Money

Bank Name

Personal Loan Kolkata, 24 March 2019 from RBL Bank

How does one get a Personal Loan in Kolkata?

As on 24 March 2019 You can get the personal loan in the Kolkata by going to mymoneykarma.

Kolkata or Calcutta is a 350-year-old metropolis which is not only the capital of the Indian state of West Bengal but was also the erstwhile capital city of India. Kolkata is located on the bank of the Hooghly River, and the city is undoubtedly the principal cultural, educational and commercial center of East India. The Port of Kolkata on the Hooghly River is the oldest operating river port in India. The British East India Company had primarily developed the city after a long era of the Nawabi Rule. The native Bengali inhabitants of the city consider Kolkata to be India?s intellectual, artistic and cultural capital. Often called the "City of Joy," this friendly city and its friendlier people are extremely passionate about their culture and heritage, Tagore, politics and literature. Kolkata experiences a hot and sultry summer and a moderately cold winter. The city celebrates almost every Indian festival and gets especially decked up in autumn during the Durga Puja. A typical street in Kolkata consists of distinctively close-knit neighborhoods, freestyle intellectual exchanges, old yellow ambassador taxis, street food joints and sweet shops. North Kolkata hosts the older neighborhoods with huge old-fashioned houses and narrow streets, whereas South Kolkata is home to the posh and upscale Bengalis. Central Kolkata has the central business district; East Kolkata is the new and upcoming area of the city that is randomly developing.

Get your free Credit report that cost  Rs 1200 for FREE

1. Build your Credit Score

2. Reduce your Current Borrowing / EMI Costs

How to get personal RBL Bank Personal Loan in Kolkata

As on 24 March 2019 You can get the personal loan from RBL Bank in the Kolkata by going to mymoneykarma.

RBL is a scheduled commercial bank, based in the Mumbai region of Maharashtra, India. It was founded in August 1943. In July 2010, Ratnakar Bank introduced Mr. Vishwavir Ahuja as the Managing Director & CEO. The Bank has a management of qualified individuals in the field of banking, finance, agriculture and other related areas. Since then, RBL has had some noteworthy investors such as HDFC Limited, Gaja Capital, Norwest Ventures, CDC Group Plc, Aditya Birla Private Equity, IDFC SPICE Fund, ICICI Lombard General Insurance, etc. Ratnakar Bank" was rebranded and was portrayed under a new name "RBL Bank" in Mid of the Year 2014. The RBL Bank was listed on the National Stock Exchange and Bombay Stock Exchange in August 2016. As of June 2018, It has a presence of 342 branches and 488 ATMs in 20 Indian states and Union Territories.RBL serves large corporations, small and medium enterprises, agricultural customers, retail customers and low income customers. Amongst 47 banks in the BCSBI Survey 2014-15, it was Ranked first on the commitment to its customers and Micro & Small Enterprises.RBL bank is also rated as Best Bank of India for growth in the mid-sized bank segment as per- A Business Today and KPMG study simultaneously in 2012, 2013, 2014 & 2015. Also, it was rated as the best small bank and best bank for the quality of assets in 2015.

Personal Loan in RBL Bank , Kolkata

Loans are a of two types secured and unsecured loans. A Personal Loan is a type of unsecured loan . This loan can applied for by people when they need money to to meet their short term money needs. These loans are given by banks and other lenders on the basis of the certain criteria. When the customers meet these criteria, they get the loan basis their eligibility. Not all loans are similar and at the same time one person can get very different terms from different banks and lenders based on their eligibility, therefore people should find out what are the best personal loans for them from neutral and unbiased websites such as mymoneykarma. Mymoneykarma uses its algorithms to understand the users data and then recommends the best loans for them from the more than 30 types of personal loans available as on 24 March 2019 . Additionally, users can use the personal loan emi calculator to calculate the various options of personal loan tenure and monthly emi, this helps them get a better idea of what their outflow will be.

When does one need a Personal Loan?

Even the best of us with great financial discipline and meticulous planning get into scenarios of temporary financial crunch. This is the time that they need cash influx to help them tide over this temporary cash crunch phase. Personal loan is the right type of loan for this as this the only type of loan that is not end use defined by the lender and the borrower can use it the money how they desire. Other loans such as auto loan, home loan , consumer durable loan are end use defined, where the lender expects the borrower to use use the money for a predetermined purpose. To top that the personal loans are disbursed to the borrowers fast within 48 to 72 hours. As on 24 March 2019 Mymoneykarma a even helps borrowers to get the money instantly post approval. The amount of documents required for a personal loans are very minimal compared to those required for other end use defined loans. The best part is that one does need to have any asset to take the loan against. So do not worry if you dont have any asset - you dont need one for personal loan.

Personal Loan in RBL Bank , Kolkata