The Indian city of Ratlam is located in the Malwa region in the state of Madhya Pradesh. The city was created soon after the Indian independence and it functions as the administrative headquarters of the Ratlam district. The city was founded by a descendant of Raja Udai Singh of Jodhpur, in the year 1652. Ratlam is known for its love of food - especially the world-famous salty snack called the Ratlami Sev. The city is also known for its purity of gold jewelry and its saree market. The Ratlami Sev is exported to foreign countries including the US and the Gulf. These three considerably contribute to the citys economic growth. Ratlam also has several industries manufacturing copper wire, plastic ropes, artificial oxygen and chemicals. The city also has a thriving market for traditional Rajasthani as well as Gujarati handwork and kitchen wares. Ratlam has quite a few good schools and colleges, but the government is establishing more educational institutions to offer a variety of courses to the young talents of Ratlam. The most famous Jain pilgrimages - Shri Nageshwar Parshwanath Tirth and Bibrod Tirth are located in Ratlam. The city also has other places of tourist attraction such as Kalika Mata Temple, Isarthuni, Bilpank Mahadev Temple, Satrunda Mataji Temple, Kedareshwar Temple, Cactus Garden, Hussain Tekri, etc.
The government owns Punjab & Sind Bank, and it is based in New Delhi. Its 623 offices are in Punjab state out of 1554 branches spread all over India. On 24 June 1908, the Punjab & Sind Bank was founded by Sir Sunder Singh, MajithaBhai Vir Singh, and Sardar Tarlochan Singh. The Government of India nationalized the Punjab National Bank on 15 April 1980 along with other six banks in the second wave of nationalizations. The first nationalization had been in 1969 when the government nationalized the top 14 banks. The Punjab & Sind Bank established a branch in London in the 1960s. In 1991 the London branch was acquired by the Bank of Baroda at the order of the Reserve Bank of India due to Punjab & Sinds involvement in the Sethia fraud in 1987. The Punjab & Sind has shown growth of over 40% year on year since 2004, and its IPO was put over the top by more than 50 times recently. In business, the bank crossed a mark of Rs 1 lac crore. The Punjab & Sind Bank sponsored a regional rural bank known as Sutlej Gramin Bank. The products of Punjab and Sind bank includes Debit Card, ATM, Internet Banking, Mobile Banking, SMS Banking, BHIM, UPI, POS Machine, AADHAR PAY, BHARAT QR