The ancient city of Gaya in the Indian state of Bihar has great historical and mythological significance. It is located on the banks of the Phalgu River and is considered to be a place sanctified by the Hindu, Jain and Buddhist religions. Gaya is surrounded by small rocky hills on three sides and the river on the fourth side. The city displays a harmonious mix of natural surroundings, ancient buildings, greenery and narrow by-lanes. Gaya has been mentioned in the great Hindu epics of Ramayana and Mahabharata. Rama, Sita and Lakshmana had visited Gaya to offer "pind-daan" after their father Dasharaths death. The place appears as Gayapuri in the Mahabharata. Gaya has many household industries like incense sticks, stone crafting, power looms as well as local sweets like tilkut and lai. There are some small-scale manufacturing industries for packaging, plastic products, scrap and handlooms. Gaya is an important center for religious tourism. Hence, there are numerous affordable Hotels and other accommodations which contribute to the citys economy. Gaya boasts of a bright educational history. Pristine institutions such as the Magadh University, the Gaya College, the Gaya Engineering College support the education of the youth. A branch of the Indian Institute of Management (IIM) Bodhgaya has also been recently established in Gaya.
The government owns Punjab & Sind Bank, and it is based in New Delhi. Its 623 offices are in Punjab state out of 1554 branches spread all over India. On 24 June 1908, the Punjab & Sind Bank was founded by Sir Sunder Singh, MajithaBhai Vir Singh, and Sardar Tarlochan Singh. The Government of India nationalized the Punjab National Bank on 15 April 1980 along with other six banks in the second wave of nationalizations. The first nationalization had been in 1969 when the government nationalized the top 14 banks. The Punjab & Sind Bank established a branch in London in the 1960s. In 1991 the London branch was acquired by the Bank of Baroda at the order of the Reserve Bank of India due to Punjab & Sinds involvement in the Sethia fraud in 1987. The Punjab & Sind has shown growth of over 40% year on year since 2004, and its IPO was put over the top by more than 50 times recently. In business, the bank crossed a mark of Rs 1 lac crore. The Punjab & Sind Bank sponsored a regional rural bank known as Sutlej Gramin Bank. The products of Punjab and Sind bank includes Debit Card, ATM, Internet Banking, Mobile Banking, SMS Banking, BHIM, UPI, POS Machine, AADHAR PAY, BHARAT QR