Hyderabad is a flourishing Indian city that is steadily proceeding towards the pinnacle of growth and development. Hyderabad, the capital city of Telangana state, was the erstwhile capital city of Andhra Pradesh. However, Telangana broke off from the state of Andhra Pradesh in 2014 and since then Hyderabad has served as the de jure capital of AP till the time the AP government is ready with a capital city of their own. Often referred to as the City of Lakes or the City of Pearls, the twin cities of Hyderabad and Secunderabad have flourished along the banks of the Musi River and is home to a myriad historical relic from the Nizami era. This fourth most populous city is situated on the hilly terrain of the Deccan plateau amidst aplenty artificial lakes - Hussain Sagar Lake being the most popular one. Amidst the scorching summers and comfortable winters, Hyderabad presents to its tourists a plethora of historic charms in the Golconda Fort, the Salarjung Museum, the famous Charminar, the Falaknuma Palace and a handful of old bazaars of Hyderabad that have been glorified through verses by great poets like Sarojini Naidu. Tourists flock to Hyderabad to try the famously mouth-watering delicacies like the Hyderabadi Biryani and Haleem.
IOB based in Chennai, is a public sector bank with almost 3400 domestic branches, including 1150 branches in Tamil Nadu, and eight offices in overseas as of 31 October 2017. An ISO certified in-house Information Technology department, which had developed the software used by IOB to provide online banking to customers earlier. The IOB had a network of around 3300 ATMs across India, as of 2016. The branches of IOB are in Singapore, Bangkok, Colombo, Seoul. The representative offices of IOB are in Guangzhou, Dubai, and Vietnam. In 1937, the Indian Overseas Bank (IOB) was established by Thiru.M. Ct. M. Chidambaram Chettyar for encouraging foreign exchange operations and overseas banking. IOB opened a representative office each in Guangzhou, China, and Kualalampur. IOB opened other Representative offices in Dubai and the United Arab Emirates in the year 2009. In 2015, IOB launched m Passbook applications and new mobile banking services. The Apollo Munich Health Insurance has tied up with IOB to serve specialized health and personal accident products to its customers.