Nagpur is a sprawling metropolis in the Indian state of Maharashtra. It is considered to be the winter capital of the state as the winter session of the Maharashtra State Assembly is held in Nagpur every year. It is not only the third largest city in Maharashtra but is also an important political and commercial center of the state. It is sometimes referred to as the Orange City for the famous Nagpur oranges that are cultivated in the city and traded extensively. Nagpur has tropical savannah climate which has predominantly dry weather prevailing throughout the year, with a bit of rainfall in June and July. Being one of the cleanest Indian cities, Nagpur offers great perks to its residents in terms of livability, health-care, greenery and public transport. Nagpur provides a base for the Indian armed forces. The 118th infantry battalion of the Indian Army is at Sitabuli fort in Nagpur. The Maintenance Command of Indian Air Force is also currently headquartered at Vayusena Nagar in Nagpur. A few of India?s pre-eminent education institutes like IIM, NIT, AIIMS, etc. have their branches in Nagpur. Although Nagpur is not exactly a tourist destination, there are several forests, tiger rivers and Buddhist stupas in and around the city that are worth visiting.
ICICI Bank is an Indian multinational and financial services company headquartered in Mumbai, Maharashtra, India, with its registered office in Vadodara. In 2017, it became the third largest bank in India concerning assets and fourth regarding market capitalization. It offers many products and financial services for corporate and retail customers through investment banking, life insurance, non-life insurance, venture capital and asset management. The bank had a vast network of 4,850 branches and 14,404 ATMs in India having a presence in 17 countries as of 2017. In 1998, ICICIs shareholding in ICICI Bank was reduced to 46 percent, through a public offering of shares in India , followed by an equity offering in the form of American Depositary Receipts on the NYSE in 2000. ICICI Bank acquired the Bank of Madura Limited in an all-stock deal in 2001, Sangli Bank in 2007 and Bank of Rajasthan in 2010. In 2000, ICICI Bank became the first Indian bank to list on the New York Stock Exchange with its five million American depositary shares. In October 2001, the merger of ICICI and two of its wholly-owned retail finance subsidiaries was permitted by the Boards of Directors of ICICI and ICICI Bank, ICICI Personal Financial Services Limited and ICICI Capital Services Limited, with ICICI Bank.
The interest rates on personal loan depends on many factors. These multiple factors help determine the interest rate of personal loan that you will get.
There are two ways that you can get a low interest rate personal loan
Personal loans are required more in emergencies to get over the short term cash crunch that you might be facing, Therefore getting the instant personal loans will help you. While the regular lenders give your personal loans in 72 hour, mymoneykarma can help you get the cheapest rate instant personal loans. We have tie ups with banks in all the cities and help process the loans fast. One of the most important factor in getting an instant personal loan is that the whole process should be online. Any part of the process that requires in person meetings just delays the process and takes the time to disbursal to 48 to 78 hours. Another important factor to keep in mind is to go with the bank that will the best suited for you given your eligibility
The documents for various lenders are different. However, most of them require a common set of documents . These are the personal loan documents you should have at minimum to avail a personal loan. What is important to note that personal loan documents for Salaried borrowers are different from those that are required for self employed borrowers. Please find below the lost of
Identity Proof to prove that you are the borrower: Vaild Passport, Valid Driving License, Valid Voters ID or Valid PAN Card
Residence proof to prove that you life at the residence entered in the application : Valid Passport or Current Utility bills
Income Proof to prove that you make the salary that you have filled on the application: Current recent 3 months Bank Statement of the account where the salary comes in
Income Proof to prove that you make the salary that you have filled on the application: Salary slips provided by the employer for last 3 months.
Income Proof to prove that you make the income that you have filled on the application: Previous two years books of accounts audited by the auditors
Income Proof to prove that you make the income that you have filled on the application: Bank statement of the business account for the last 6 months
Office address proof to prove that your have your office on the address that you have filled in the application : Rental or ownership documents of the office