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Low interest rate instant Personal Loan in Motihari,15 November 2018 from ICICI Bank

Motihari is located in the East Champaran district of Bihar. It falls under the Tirhut Division of the state and functions as the headquarter of its district. The place is quite near to the country border between India and Nepal as well as India and Bangladesh. Motihari is known for its wonderful scenic beauty. The picturesque Motijheel Lake is of stunning beauty and it divides the town into two parts. The Gandhi Sangrahalaya in Motihari is known for its collection of relics and photographs of the Satyagraha at Champaran. The Gandhian Memorial Pillar at Motihari is another famous landmark of Motihari. The city has more than 1 lakh residents who mainly speak in Hindi and Bhojpuri.

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ICICI Bank is an Indian multinational and financial services company headquartered in Mumbai, Maharashtra, India, with its registered office in Vadodara. In 2017, it became the third largest bank in India concerning assets and fourth regarding market capitalization. It offers many products and financial services for corporate and retail customers through investment banking, life insurance, non-life insurance, venture capital and asset management. The bank had a vast network of 4,850 branches and 14,404 ATMs in India having a presence in 17 countries as of 2017. In 1998, ICICIs shareholding in ICICI Bank was reduced to 46 percent, through a public offering of shares in India , followed by an equity offering in the form of American Depositary Receipts on the NYSE in 2000. ICICI Bank acquired the Bank of Madura Limited in an all-stock deal in 2001, Sangli Bank in 2007 and Bank of Rajasthan in 2010. In 2000, ICICI Bank became the first Indian bank to list on the New York Stock Exchange with its five million American depositary shares. In October 2001, the merger of ICICI and two of its wholly-owned retail finance subsidiaries was permitted by the Boards of Directors of ICICI and ICICI Bank, ICICI Personal Financial Services Limited and ICICI Capital Services Limited, with ICICI Bank.

How can I get a low interest rate personal loan from ICICI Bank in Motihari as of 15 November 2018?

The interest rates on personal loan depends on many factors. These multiple factors help determine the interest rate of personal loan that you will get.

There are two ways that you can get a low interest rate personal loan

  1. You can a let the mymoneykarma algorithms find the lowest interest rate personal loan for you based on your eligibility.
  2. You can analyze all the 15 + factors that go in the personal loan pricing and then go through the 40 lenders to figure out which one can give you the lowest interest rate personal loan

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As on 15 November 2018 How can I get an instant personal loan from ICICI Bank in Motihari?

Personal loans are required more in emergencies to get over the short term cash crunch that you might be facing, Therefore getting the instant personal loans will help you. While the regular lenders give your personal loans in 72 hour, mymoneykarma can help you get the cheapest rate instant personal loans. We have tie ups with banks in all the cities and help process the loans fast. One of the most important factor in getting an instant personal loan is that the whole process should be online. Any part of the process that requires in person meetings just delays the process and takes the time to disbursal to 48 to 78 hours. Another important factor to keep in mind is to go with the bank that will the best suited for you given your eligibility

As on 15 November 2018 What are the documents required by ICICI Bank for low interest rate personal loan in Motihari ?

The documents for various lenders are different. However, most of them require a common set of documents . These are the personal loan documents you should have at minimum to avail a personal loan. What is important to note that personal loan documents for Salaried borrowers are different from those that are required for self employed borrowers. Please find below the lost of

What are the documents for Salaried Individuals by ICICI Bank in Motihari:

  • Identity Proof to prove that you are the borrower: Vaild Passport, Valid Driving License, Valid Voters ID or Valid PAN Card

  • Residence proof to prove that you life at the residence entered in the application : Valid Passport or Current Utility bills

  • Income Proof to prove that you make the salary that you have filled on the application:  Current recent 3 months Bank Statement of the account where the salary comes in 

  • Income Proof to prove that you make the salary that you have filled on the application: Salary slips provided by the employer for last 3 months.

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What are the documents for Self-Employed ICICI Bank in Motihari:

  • Identity Proof to prove that you are the borrower: Vaild Passport, Valid Driving License, Valid Voters ID or Valid PAN Card

  • Residence proof to prove that you life at the residence entered in the application : Valid Passport or Current Utility bills

  • Income Proof to prove that you make the income that you have filled on the application: Previous two years books of accounts audited by the auditors 

  • Income Proof to prove that you make the income that you have filled on the application: Bank statement of the business account for the last 6 months 

  • Office address proof to prove that your have your office on the address that you have filled in the application : Rental or ownership documents of the office