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Low interest rate instant Personal Loan in Jalandhar,17 November 2018 from HDFC Bank

Jalandhar was known by the name Jullundur during the British era. This Indian city is situated in the north-western state of Punjab. It is considered to be one of the oldest cities in the country. It is the administrative headquarters of the Jalandhar district which is divided into 63 wards represented by the elected members called counselors. The city has a rich history in folklore. According to the Hindu epic Ramayana, Jalandhar was the capital of King Lav, the son of Lord Rama and was apparently named after a demon called "Jalandar". The main economic support of the city is derived from agriculture. The most grown crop is wheat followed by other crops such as rice, cotton, pearl millet, maize, sugarcane, barley and different fruits. Jalandhar is home to many government-run and private educational institutions. Prestigious institutions like the National Institute of Technology, Jalandhar, DAV University, Lovely Professional University, Sant Baba Bhag Singh University, Khalsa College etc. have been opened in Jalandhar. The city is also known for places of tourist attractions such as Devi Talab Mandir, Shiv Mandir, Shiv Bari Mandir, Imam Nasir Mausoleum and Jamma Masjid, Gurudwara Kakipind Rama Mandir, etc.

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The HDFC Bank Limited was started in Mumbai. As of 31st March 2018, the bank has more than 88,000 permanent employees in India, and abroad, it has offices in Bahrain, Hong Kong, and Dubai. By assets, the HDFC Bank is Indias largest private sector lender. It is the largest bank in India and ranked 69th in 2016 BrandZ Top 100 Most Valuable Global Brands. In 1994, the HDFC Bank was established with its registered office in Mumbai, India. The then Union Finance Minister, Manmohan Singh inaugurated its first corporate office and a full-service branch at Sandoz House, Worli. The bank had 4,715 branches and 12,260 ATMs across India, as of June 30, 2017. In FY 2017, the bank also installed 4.30 lakhs POS terminals and issued 235.7 lakhs debit cards and 85.4 Lacs credit cards. The HDFC Bank offers many products and services including wholesale banking, treasury, auto loans, two wheeler loans, personal loans, retail banking, loans against property and credit cards. Along with this various digital products are also introduced by HDFC such as Payzapp and Chillr. The HDFC Bank merged with Times Bank in February 2000. In the new-generation private sector banks category, it was the first merger of two private banks. HDFC Bank acquired Centurion Bank in 2008 approved by the HDFC Bank Board for 95.1 billion INR as one of the most significant mergers in the financial sector in India.

How can I get a low interest rate personal loan from HDFC Bank in Jalandhar as of 17 November 2018?

The interest rates on personal loan depends on many factors. These multiple factors help determine the interest rate of personal loan that you will get.

There are two ways that you can get a low interest rate personal loan

  1. You can a let the mymoneykarma algorithms find the lowest interest rate personal loan for you based on your eligibility.
  2. You can analyze all the 15 + factors that go in the personal loan pricing and then go through the 40 lenders to figure out which one can give you the lowest interest rate personal loan

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1. Build your Credit Score

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As on 17 November 2018 How can I get an instant personal loan from HDFC Bank in Jalandhar?

Personal loans are required more in emergencies to get over the short term cash crunch that you might be facing, Therefore getting the instant personal loans will help you. While the regular lenders give your personal loans in 72 hour, mymoneykarma can help you get the cheapest rate instant personal loans. We have tie ups with banks in all the cities and help process the loans fast. One of the most important factor in getting an instant personal loan is that the whole process should be online. Any part of the process that requires in person meetings just delays the process and takes the time to disbursal to 48 to 78 hours. Another important factor to keep in mind is to go with the bank that will the best suited for you given your eligibility

As on 17 November 2018 What are the documents required by HDFC Bank for low interest rate personal loan in Jalandhar ?

The documents for various lenders are different. However, most of them require a common set of documents . These are the personal loan documents you should have at minimum to avail a personal loan. What is important to note that personal loan documents for Salaried borrowers are different from those that are required for self employed borrowers. Please find below the lost of

What are the documents for Salaried Individuals by HDFC Bank in Jalandhar:

  • Identity Proof to prove that you are the borrower: Vaild Passport, Valid Driving License, Valid Voters ID or Valid PAN Card

  • Residence proof to prove that you life at the residence entered in the application : Valid Passport or Current Utility bills

  • Income Proof to prove that you make the salary that you have filled on the application:  Current recent 3 months Bank Statement of the account where the salary comes in 

  • Income Proof to prove that you make the salary that you have filled on the application: Salary slips provided by the employer for last 3 months.

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What are the documents for Self-Employed HDFC Bank in Jalandhar:

  • Identity Proof to prove that you are the borrower: Vaild Passport, Valid Driving License, Valid Voters ID or Valid PAN Card

  • Residence proof to prove that you life at the residence entered in the application : Valid Passport or Current Utility bills

  • Income Proof to prove that you make the income that you have filled on the application: Previous two years books of accounts audited by the auditors 

  • Income Proof to prove that you make the income that you have filled on the application: Bank statement of the business account for the last 6 months 

  • Office address proof to prove that your have your office on the address that you have filled in the application : Rental or ownership documents of the office