shimla or Simla is the capital city of the Indian state of Himachal Pradesh. It is a hill-side city, known for being a much-coveted tourist destination. The name of the city is received from an incarnation of the Hindu goddess Kali, known as Goddess Shyamala Devi. Shimla was chosen to be the summer capital of British India in 1864. The city became the capital of Punjab after independence. It was later shifted to the territorial boundaries of Himachal Pradesh and was made its capital. It is the principal center for commercial, cultural and educational activities of Himachal Pradesh. The city consisted of small hamlets before 1815 when the British forces took control of the area. The conducive climatic conditions of the area attracted the British to set up the city amidst the dense forests of the Himalayas. Shimla houses many buildings styled in the neo-Gothic and Tudorbethan architectures dating from the colonial era. It also has multiple temples and churches. These specimens of colonial architecture along with the natural environment of the city attract tourists. Places worth visiting in Shimla are the Viceroy Lodge, the Christ Church, the Jakhoo Temple, etc. The Mall Road and the Ridge together form the city center and are full of tourists at all times. The Kalka?Shimla Railway line which is a UNESCO World Heritage Site is also a major tourist attraction. Tourism fuels the economy of this scenic city.
The Federal Bank Limited based in Kochi, Kerala is a major private sector commercial bank. The Federal Bank had 1252 branches and 1680 ATMs across the country, as on 31 March 2016. The Pattamukkil Varattisseril Brothers gathered together to discuss the necessary steps to be taken to form a bank, on 7th April 1931 at Pattamukkil Varattisseril Tharavad. Among the founders of the bank are Pattamukkil Varattisseril Oommen Geevarghese, and his brothers Oommen Kurian, Oommen George Oommen Chacko. The Oommen Chacko was the managing director, and the Oommen Geevarghese was the founder chairman. The limitation of interest by the Travancore Debt Relief Act, 1941 and The Travancore Agriculturists Relief Act, 1939, greatly influenced the smooth functioning of the bank. On 2 December 1949, the bank was named Federal Bank Limited, after the completion of formalities of Banking Regulation Act, 1949. The Federal Bank introduced FedBook, the first electronic passbook in August 2013. The FedBook is a mobile application using which customers can check their passbook details. Federal Bank and SBI Card launched Federal Bank-SBI two co-branded Visa credit cards, namely Platinum and Gold N More in May 2015. In July 2015, an automated chat facility was introduced by the Federal Bank. Federal Bank launched Indias first Mobile App for Bank Account Opening in August 2015, creating history. As an upgrade to FedBook, e-Passbook App was launched by the bank as a unique facility of mobile-based bank opening. Anyone having an Aadhaar Card and PAN Card, can open a Savings Bank Account and get their Account Number instantly using a mobile from anywhere through the new avatar of Fedbook. In August 2016, Lotza, the Unified Payment Interface app was launched by the Federal Bank.